Kids ISAs dropping significantly - thoughts on next steps? 2 November 2022 at 1:30PM in Savings & investments 13 replies 641 views

Albermarle

They are charging 1.74% according to a poster above (incl HL platform fees), and have returned 0.65% annualised over 5 years.Vanguard Life Strategy 80 has a similar risk profile, charges 0.22% and has returned 5.25% annualised over the same period.

Well spotted, I had not noticed the more important 5 year performance was so poor. I checked the Fidelity multi asset adventurous fund ( 70% equities & charges 0.2%) and its 5 year annualised return was 5.3% 

jimjames

mroshaw said:

Any thoughts or feedback you can share? Should I just leave it, and hope that I regain my losses and more over the coming 7 to 10 years?

Put more money in so you buy investments at a more bargain price?

Exodi

jimjames said:

mroshaw said:

Any thoughts or feedback you can share? Should I just leave it, and hope that I regain my losses and more over the coming 7 to 10 years?

Put more money in so you buy investments at a more bargain price?

Just preferrably not into the HL Multi-Manager Balanced Managed Trust.

I always feel the HL active funds that command an OCF of 1%+ are real textbox examples of the power of branding.

Countless alternatives at a sliver of the cost.