Extra boost for state pension

Hi everyone I'm interested in this state pension payment boost you can pay to eventually get more from your state pension, the only problem is that I'm 70 years old and already claiming the state pension, so does that render me ineligible for boosting or not tia. 


  • Langerhan
    Langerhan Posts: 109 Forumite
    First Post First Anniversary Name Dropper
    If you were born after 5th April 1951, you're able to buy additional years in your state pension. However, the boost will only apply if you haven't already paid in the full number of qualifying years for national insurance. Have you taken a career break or done something else which means you'll have skipped your national insurance payments some years?
    Mortgage start date: 01/10/2021
    Original mortgage debt:
    Remaining debt (01/05/2024):
    Daily interest: £3.24
    Mortgage debt end of 2023: £101,528
  • molerat
    molerat Posts: 32,042 Forumite
    Name Dropper Photogenic First Post First Anniversary
    edited 6 November 2022 at 1:37PM
    There may be a possibility to increase your pension.
    How much are you currently receiving ?
    When did you reach SRA  ?
    How many NI years do you have split pre and post 2016
    Have you any "not full" NI years after 2006 ?
  • meggymoo51
    I have a similar query to Geoff. I'm 71 - born September 1951. According to the government website I have 47 years of full contributions but only 47 weeks in the year 2004-2005 - due to unemployment (can't remember but I must not have signed on )
    I am told it is too late to pay for this year. Do I just have to accept I have lost out? It seems unfair for just 5 weeks in 48 years of working.
  • molerat
    molerat Posts: 32,042 Forumite
    Name Dropper Photogenic First Post First Anniversary
    Unlikely that year would have made any difference to your pension.
Meet your Ambassadors


  • All Categories
  • 343.8K Banking & Borrowing
  • 250.3K Reduce Debt & Boost Income
  • 450K Spending & Discounts
  • 235.9K Work, Benefits & Business
  • 609.1K Mortgages, Homes & Bills
  • 173.4K Life & Family
  • 248.5K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 15.9K Discuss & Feedback
  • 15.1K Coronavirus Support Boards