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SO Energy - Huge credit balance of £1,300 that they just won't pay back!

CelticStar
CelticStar Posts: 548 Forumite
Part of the Furniture 100 Posts Combo Breaker
edited 31 October 2022 at 7:11PM in Energy
I've been with SO Energy a couple of years and during the first year I was really ill so my direct debits were based on estimated bills.  In March of this year I entered a proper reading and there was a massive correction of my balance but no change to the direct debit.  Since then I've been entering regular meter readings and the difference between our consumption and what they are charging me for is massive, even with the rise in prices.  This is partly to do with the estimations but also because we've really cut consumption - my husband no longer works from home for a start and we're just being a lot more careful.  I've sent them a detailed spreadsheet showing the breakdown of our estimated consumption last year and our actual consumption.  I've taken photographs every time I've read the meters and we've had an independent meter read.  I've requested the balance back and they said they'd give us some of it but want two two months' worth of our direct debit (over £500 left as a balance).  This is despite the fact the direct debit is set far too high anyway.  I've asked them to reduce the direct debit to £150 to comfortably cover what we're using, retain a £300 balance and return the rest.  They just don't reply and now have over £1,300 of our money.  They have breached their own complaints policy on multiple occasions.  I can't contact the Energy Ombudsman for eight weeks.  Can I just cancel my direct debit?

Comments

  • [Deleted User]
    [Deleted User] Posts: 0 Newbie
    1,000 Posts Third Anniversary Name Dropper
    edited 31 October 2022 at 7:19PM
    You could just switch to a new supplier. Cancelling your DD payment will have contractual consequences: check your contract terms and conditions.

    1. 3.4.9.

      if an instructed Direct Debit returns unpaid, we will attempt to contact you directly about this failed payment. This payment can be made over the phone on 0330 111 5050 or via your online account portal (so.energy/login);

    2. 3.4.10.

      if no payment has been received within 5 (five) calendar days following the payment failure, we may re-instruct the Direct Debit payment to be taken;

    3. 3.4.11.

      we can charge you £20 for each missed Direct Debit payment;

    4. 3.4.12.

      you must pay us any bank charges that we have to pay as a result of cancelled or failed payments.



  • ariarnia
    ariarnia Posts: 4,225 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    id say there are three different things that probably need sorting one at a time. trying to deal with everything at once is maybe confusing and slowing things down.

    first thing is do you want to stay with so? if you dont then edf and octopus have both been accepting new customers if you phone them (i dont think anywhere is accepting online switches). theres no point sorting the dd issue with so if are going to leave them away and if you move then your credit will go with you. you give an opening reading to your new supplier and they will set a new dd. you can then talk to them if you think its too high or too low based on your photos. once thats sorted you can ask for a credit refund. 

    if you do want to stay with so then the first thing is to get them to agree your estemate of annual use so you can set your dd to cover your use. bigest problem is that you say you only gave an accurate reading in march so won't have accurate readings from over last winter or a full 12 months so i'm guessing your using the opening reading and trying to get them to look at it over 2 years? but the computer might be set up to only average over 12. which might be why there system disagrees. your also saying your use has changed so theres a question of how reliable the previous year was anyway. you say you are using less but last year was also very mild so this year could be a lot colder. plus the rates will be going up in april. lots going on that makes accurate predictions harder. but once that's sorted then you can get a credit refund. because if they want to keep 2 months of dd then there computer probably wont let the agent refund more than what the system says is two months of your usage. getting the dd set to the right level is key for there computer to let you do that. 

    finally is to keep everything for the ombudsman incase it needs to go that far. keep everything in writing if you can (lots of people like to talk on the phone but it just makes it harder to prove who said what).  
    Almost everything will work again if you unplug it for a few minutes, including you. Anne Lamott

    It's amazing how those with a can-do attitude and willingness to 'pitch in and work' get all the luck, isn't it?

    Please consider buying some pet food and giving it to your local food bank collection or animal charity. Animals aren't to blame for the cost of living crisis.
  • CelticStar
    CelticStar Posts: 548 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    edited 25 October 2023 at 9:41PM
    You could just switch to a new supplier. Cancelling your DD payment will have contractual consequences: check your contract terms and conditions.

    1. 3.4.9.

      if an instructed Direct Debit returns unpaid, we will attempt to contact you directly about this failed payment. This payment can be made over the phone on 0330 111 5050 or via your online account portal (so.energy/login);

    2. 3.4.10.

      if no payment has been received within 5 (five) calendar days following the payment failure, we may re-instruct the Direct Debit payment to be taken;

    3. 3.4.11.

      we can charge you £20 for each missed Direct Debit payment;

    4. 3.4.12.

      you must pay us any bank charges that we have to pay as a result of cancelled or failed payments.



    Thank you, that is good advice.  I never even thought about changing providers.  For some reason I thought that with the energy crisis we weren't able to switch at the moment.  Now switched and very happy to have done so.  Thanks again.
  • MWT
    MWT Posts: 10,992 Forumite
    10,000 Posts Sixth Anniversary Name Dropper
    ariarnia said:
    ... and if you move then your credit will go with you.
    Just for the benefit of anyone else reading this, the credit does not move with you if you switch to a new provider, but it does have to be repaid to you by your old supplier...

  • ariarnia
    ariarnia Posts: 4,225 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    edited 31 October 2022 at 9:46PM
    MWT said:
    ariarnia said:
    ... and if you move then your credit will go with you.
    Just for the benefit of anyone else reading this, the credit does not move with you if you switch to a new provider, but it does have to be repaid to you by your old supplier...

    sorry. its different for solr then? (well it would have to be wouldn't it) becuase i know then people get there refunds from the new supplier. 
    Almost everything will work again if you unplug it for a few minutes, including you. Anne Lamott

    It's amazing how those with a can-do attitude and willingness to 'pitch in and work' get all the luck, isn't it?

    Please consider buying some pet food and giving it to your local food bank collection or animal charity. Animals aren't to blame for the cost of living crisis.
  • Alnat1
    Alnat1 Posts: 4,170 Forumite
    1,000 Posts Fourth Anniversary Photogenic Name Dropper
    The old energy supplier will refund the credit, but I think they have up to 6 weeks to issue the closing bill and make the refund.

    Barnsley, South Yorkshire
    Solar PV 5.25kWp SW facing (14 x 375) installed Mar 22 
    Lux 3.6kw hybrid inverter and 9.6kw Pylontech batteries 
    Daikin 8kW ASHP installed Jan 25
    Octopus Cosy/Fixed Outgoing 
  • MWT
    MWT Posts: 10,992 Forumite
    10,000 Posts Sixth Anniversary Name Dropper
    edited 31 October 2022 at 11:05PM
    ariarnia said:
    MWT said:
    ariarnia said:
    ... and if you move then your credit will go with you.
    Just for the benefit of anyone else reading this, the credit does not move with you if you switch to a new provider, but it does have to be repaid to you by your old supplier...

    sorry. its different for solr then?
    Yes, even in that circumstance the money does not actually get transferred over to the SOLR by the failed supplier, it is funded by the SOLR and then reclaimed from Ofgem (... and eventually paid by the rest of us of course).

  • SAC2334
    SAC2334 Posts: 927 Forumite
    Fourth Anniversary 500 Posts Photogenic Name Dropper
    Dolor said:
    You could just switch to a new supplier. Cancelling your DD payment will have contractual consequences: check your contract terms and conditions.

    1. 3.4.9.

      if an instructed Direct Debit returns unpaid, we will attempt to contact you directly about this failed payment. This payment can be made over the phone on 0330 111 5050 or via your online account portal (so.energy/login);

    2. 3.4.10.

      if no payment has been received within 5 (five) calendar days following the payment failure, we may re-instruct the Direct Debit payment to be taken;

    3. 3.4.11.

      we can charge you £20 for each missed Direct Debit payment;

    4. 3.4.12.

      you must pay us any bank charges that we have to pay as a result of cancelled or failed payments.



    Thank you, that is good advice.  I never even thought about changing providers.  For some reason I thought that with the energy crisis we weren't able to switch at the moment.  Now switched and very happy to have done so.  Thanks again.
    The two suppliers who are reported to be taking on new customers are Octopus and EDF.
    My friend has been on the Octopus waiting list to join them for two weeks .With Octopus taking on Bulbs customers I don t think they are in a hurry to take on more. 
    EDF would be a supplier to try to switch to, maybe the only one  
  • If you've had issues with poor customer service from So then I'm afraid I think moving to EDF would probably just put you from a rock to a hard place...
    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
    Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
    £100k barrier broken 1/4/25
    Balance as at 31/08/25 = £ 95,450.00. Balance as at 31/12/25 = £ 91,100.00
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