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Sealed Pot Challenge ~ 16

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  • Keedie
    Keedie Posts: 2,847 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Combo Breaker
    £10 to the sealed pot.

    I am quite organised @AntoMac, but I can't seem to get my penny challenge off the ground, so I think that might help me. I was trying to do it in the reverse order and start with the highest, but I've not really being doing much of anything, so maybe a random order will help 🤷🏾‍♀️.
    Debt Free Diary:- The Mental Debt Struggle
    (Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
    2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
    2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/50
  • AntoMac
    AntoMac Posts: 2,667 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Combo Breaker
    Well I’m not sure that I’ll complete the penny challenge @Keedie
    All I know is that I started it at the beginning of November and will keep going until or if it becomes unmanageable. Today’s random number was just 48p, whereas yesterday was 354p, so it really is random. I’m marking each number off as I pay it. I just transfer the amount to a separate account, thanks to the benefits of online Banking. How did we manage without the internet!? 
    I only got the idea to start the penny challenge as an additional way of saving by earwigging on your conversations with @LittleMissDetermined :)
    Also added two more pound coins to the actual pot today.
    27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 5
  • Keedie
    Keedie Posts: 2,847 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Combo Breaker
    I looked at the random.org, but got overwhelmed by all the options 🤦🏾‍♀️ @AntoMac. Which one do I use?? But I would definitely like to transfer in a random order, as I might actually get it done. I think if I do a chart from 1p to £3.65, I can always circle the ones that have been generated that I've not been able to afford at the time, and then transfer what I 'owe' when I get more money. But if it's small amounts, I can manage it. And yes, earwig away, that's how we help each other and find what works for us.

    And yes, the days of pre-internet and app based banking seems like the Dark Ages 😂. My son was confused when I told him that bank transfers used to take 3 days! And how I used to pay for clothes shopping by writing a cheque 😂. 
    Debt Free Diary:- The Mental Debt Struggle
    (Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
    2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
    2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/50
  • Keedie
    Keedie Posts: 2,847 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Combo Breaker
    Not to worry @AntoMac I worked it out! I've done a randomised order from £0.01 to £3.65 and then put it into a spreadsheet with dates so that I can work out where I should be. The £18.12 I'd already saved takes me from 26 Oct to 5 Nov, so not too much to catch up on 👍🏾. Thanks for the tip.

    Debt Free Diary:- The Mental Debt Struggle
    (Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
    2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
    2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/50
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