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Address registration for family

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I have family members who are currently selling their home and going to live in a caravan. They want to use our address for gp surgery's, bank accounts etc. Is this illegal?
We don't want them to use our address and then have money issues and the bailiffs turn up here.

Comments

  • Bradden
    Bradden Posts: 1,202 Forumite
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    If you have any concerns about money issues etc .I'd decline to let them use your address.. it could affect your credit rating.
  • lincroft1710
    lincroft1710 Posts: 18,876 Forumite
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    Using your address for mail is OK. Individual banks will have their own rules about addresses and may permit their customers to use a C/O ("care of") address, which signifies the person is not a permanent resident at that address

    My GP surgery has a "catchment area", it will only accept patients living in that area because they will not do home visits outside that area. So it would not be a good idea to use your address for a GP surgery. Also the surgery may consider you allowing someone outside their area to use your address to register there as a breach of trust and request you move to another surgery.
    If you are querying your Council Tax band would you please state whether you are in England, Scotland or Wales
  • tizerbelle
    tizerbelle Posts: 1,921 Forumite
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    Bradden said:
    If you have any concerns about money issues etc .I'd decline to let them use your address.. it could affect your credit rating.
    Credit ratings are linked to people not properties.

    It would not be illegal for them to use your address for their post.  You could ask that they ensure the address is listed as a "care of" address - so the first address line would be for example "c/o 27 High Street" but whether organisations would comply with that these days is possibly hit and miss.
  • user1977
    user1977 Posts: 17,770 Forumite
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    Why can't they receive post at the caravan? 
  • They can, but they are saying they need a registered address for repeat prescriptions etc. I'm just unsure what is classed as fraud. There's not that much info out there.
  • Consequence might be various people turning up at your home looking for them (eg bailiffs, etc etc).

    Excuse my cynicism but to register with a GP usually requires living close to the GP.  They either will be close enough in caravan (in which case they should use the caravan address) or they live too far away (in which case fraud, say no)

    Does caravan have limit of say 11 months occupation only?
  • silvercar
    silvercar Posts: 49,520 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Name Dropper
    Consequence might be various people turning up at your home looking for them (eg bailiffs, etc etc).

    Excuse my cynicism but to register with a GP usually requires living close to the GP.  They either will be close enough in caravan (in which case they should use the caravan address) or they live too far away (in which case fraud, say no)

    Does caravan have limit of say 11 months occupation only?
    Not strictly true. The homeless are entitled to register with a GP.  There is no fraud if a false address is used, often the case for people of no fixed abode and those suffering domestic abuse.
    I'm a Forum Ambassador on the housing, mortgages & student money saving boards. I volunteer to help get your forum questions answered and keep the forum running smoothly. Forum Ambassadors are not moderators and don't read every post. If you spot an illegal or inappropriate post then please report it to forumteam@moneysavingexpert.com (it's not part of my role to deal with this). Any views are mine and not the official line of MoneySavingExpert.com.
  • user1977
    user1977 Posts: 17,770 Forumite
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    edited 27 October 2022 at 8:12PM
    They can, but they are saying they need a registered address for repeat prescriptions etc. I'm just unsure what is classed as fraud. There's not that much info out there.
    What do they think they mean by "registered address"? I presume the caravan is on a permanent site, not parked in a random layby? In which case, there'll still be a postie calling by (if only to the site office and not each pitch).

    People who live most/all of their lives in such addresses still manage to have GP registration etc without borrowing the address of a "proper" house.
  • ironlady2022
    ironlady2022 Posts: 1,571 Forumite
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    I would kindly decline. Their issue really. 
  • Bradden
    Bradden Posts: 1,202 Forumite
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    Bradden said:
    If you have any concerns about money issues etc .I'd decline to let them use your address.. it could affect your credit rating.
    Credit ratings are linked to people not properties.

    It would not be illegal for them to use your address for their post.  You could ask that they ensure the address is listed as a "care of" address - so the first address line would be for example "c/o 27 High Street" but whether organisations would comply with that these days is possibly hit and miss.
    Thanks..I didn't know that. Years ago I had issues with an address I lived in but that was a long time ago!
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