Oxbury bank

steveksullivan

Good timing was going to look for a notice account today and somebody just posted their rates are up.....

Usual questions as I've never used them before .....

Ease of account opening and general 'performance' - although as its a notice account, not expecting to need much from their CS.....

Thanks as usual .....

cwep2

FaceID wasn't working on my phone and I was therefore unable to use the app. Without the app you can't use the account.

Was a no-go for me short of buying a new phone. I know this is not likely to apply to that many, but shows the inflexibility of their process, most apps use passwords/passcodes and have the *option* for biometrics from your phone, rather than a requirement. May also apply to those with older phones. 

Albermarle

cwep2 said:

FaceID wasn't working on my phone and I was therefore unable to use the app. Without the app you can't use the account.

Was a no-go for me short of buying a new phone. I know this is not likely to apply to that many, but shows the inflexibility of their process, most apps use passwords/passcodes and have the *option* for biometrics from your phone, rather than a requirement. May also apply to those with older phones. 

The majority of savings providers do not require to use an app at all ( although they may still have one)

steveksullivan

cwep2 said:

FaceID wasn't working on my phone and I was therefore unable to use the app. Without the app you can't use the account.

Dont use biometric IDs so that makes it a no for me as well  - Glad I asked and Thanks!!

uk1

Couple of questions please

1.  Must the opening transaction be the only transaction?  I always send a £1 on my very first transaction on new accounts just to provide a layer of confidence over mistypes etc.  My reading is that I’m only allowed a single transaction that must be over £1k.  Is that correct?

2.  Is there still an issue using Santander as the  donor account as some experienced a while back?

Thanks.

Reg_Smeeton

Oxbury allowed me to do a £1 test transaction when I opened a bond with them about a month ago.

Having to work solely within the confines of the app does seem a bit of a faff and counter intuitive, but can confirm it does seem to work!