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Zilch - New(ish?) - anyone any experience?

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  • jasonwatkins
    jasonwatkins Posts: 2,443 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Debit card only.
  • Zilch is fine I was given £120 then it moved to 140 which I find ridiculous, Also I do not like the idea of having to go to the app to activate for each use. I might they have started reporting to Reference agencies like Experian because I saw it there
    Does it sit under loans or credit cards?
    Mine appears as Budget( Revolving account) but in the same section as credit card 
  • MrFrugalFever
    MrFrugalFever Posts: 1,301 Forumite
    1,000 Posts Fourth Anniversary Photogenic Name Dropper
    Debit card only.
    Although if you had curve I guess you could use an underlying credit card?
    If you believe you can, you will. If you believe you can't, you won't.

    Secured/Unsecured loans x 1 
    Credit Cards x 8 (total limit £55,050)
    Creation FS Retail Account x 1
    Creation Credit Sale 0% x 1 = £112.50pm x 20 mths
    0% Overdraft x 1 (£0 / £250)
    Mortgage Outstanding - £137,707.00 (Payment 13/360)
    Total Debt = £7,400 (0%APR) @ £100pm - Stoozing

  • The_Urbanite
    The_Urbanite Posts: 359 Forumite
    Part of the Furniture 100 Posts
    It’s nothing like Curve. It does not accept all debit cards even. Chase doesn’t work, neither do debit cards from prepaid style issuers. 
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