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How long to issue refund (ecommerce)?

proformance
proformance Posts: 349 Forumite
Part of the Furniture 100 Posts Name Dropper Combo Breaker
edited 24 October 2022 at 11:42AM in Consumer rights
Hi,

I purchased an item that I decided wasn't suitable and returned it immediately. 

The company immediately acknowledged the return and has been processing it ever since - this was 32 days ago now.

There is nothing in their T&Cs about a maximum time to process a refund and in the absence of it, I wondered if there was any consumer law governing this.

Thanks,

Z
«1

Comments

  • sarah1972
    sarah1972 Posts: 19,436 Senior Ambassador
    Part of the Furniture 10,000 Posts Homepage Hero Photogenic
    Pmd the team to move this to a board as it’s currently not on one x
    I’m a Senior Forum Ambassador and I support the Forum Team on Competitions Time, Shopping & Freebies boards, Employment, Jobseeking & Training boards If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
  • born_again
    born_again Posts: 22,219 Forumite
    10,000 Posts Sixth Anniversary Name Dropper
    THink it is 30 days in consumer regulations.
    Life in the slow lane
  • DullGreyGuy
    DullGreyGuy Posts: 18,613 Forumite
    10,000 Posts Second Anniversary Name Dropper
    The Consumer Contracts Regulations gives them 14 days to process the refund... in practice you may receive it a little later depending on how you paid and how quick your bank is processing it. This naturally assumes they are in the UK
  • The Consumer Contracts Regulations gives them 14 days to process the refund... in practice you may receive it a little later depending on how you paid and how quick your bank is processing it. This naturally assumes they are in the UK
    Hiya - they are in the UK indeed. 

    Given it has been over 30 days then, and their customer support doesn't seem to indicate any progress any time soon, what do people suggest I do? 
  • DullGreyGuy
    DullGreyGuy Posts: 18,613 Forumite
    10,000 Posts Second Anniversary Name Dropper
    How did you pay? Credit/Debit card? PayPal?

    How much are you talking about?

    Assuming you didnt pay by bank transfer then its likely easiest to raise a dispute with card issuer or PayPal. 
  • proformance
    proformance Posts: 349 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    edited 24 October 2022 at 12:54PM
    1k transaction, paid for using a debit card.

    I'll give the merchant another chance and will then take your advice and raise a dispute. 


  • Hi guys 

    It's now been 32 days and I finally got a response from a manager of the brand.

    He said that it has been reported that the inner packaging is damaged and that it might have been damaged and this the whole item may be non-resellable, but he is confirming this with the relevant internal teams.

    He also said that if I were to raise a chargeback with the bank that they would not be able to "amend the refund" and that only their "finance team could deal with it at that point.

    Not really sure what he meant by the last part. 

    Can anyone provide any advice here so that I can prepare for the worst? 

    Many thanks 

    Z
  • born_again
    born_again Posts: 22,219 Forumite
    10,000 Posts Sixth Anniversary Name Dropper
    Hi guys 

    It's now been 32 days and I finally got a response from a manager of the brand.

    He said that it has been reported that the inner packaging is damaged and that it might have been damaged and this the whole item may be non-resellable, but he is confirming this with the relevant internal teams.

    He also said that if I were to raise a chargeback with the bank that they would not be able to "amend the refund" and that only their "finance team could deal with it at that point.

    Not really sure what he meant by the last part. 

    Can anyone provide any advice here so that I can prepare for the worst? 

    Many thanks 

    Z
    Sounds like they may refund, but not the full amount.

    Chargeback is for full amount & they have the chance to reject it (only full amount). If which case the refund you get from the bank at the start will be taken back, leaving your option to go back to them & see what they will do, or take them to court.
    Life in the slow lane
  • Hi guys 

    It's now been 32 days and I finally got a response from a manager of the brand.

    He said that it has been reported that the inner packaging is damaged and that it might have been damaged and this the whole item may be non-resellable, but he is confirming this with the relevant internal teams.

    He also said that if I were to raise a chargeback with the bank that they would not be able to "amend the refund" and that only their "finance team could deal with it at that point.

    Not really sure what he meant by the last part. 

    Can anyone provide any advice here so that I can prepare for the worst? 

    Many thanks 

    Z
    Sounds like they may refund, but not the full amount.

    Chargeback is for full amount & they have the chance to reject it (only full amount). If which case the refund you get from the bank at the start will be taken back, leaving your option to go back to them & see what they will do, or take them to court.
    Thanks for this. 

    If they propose a refund, with nominal deduction for the (alleged) damaged packaging and I choose to refuse the offer, does that nullify my right to filing a chargeback? 
  • km1500
    km1500 Posts: 2,790 Forumite
    1,000 Posts Second Anniversary Name Dropper
    edited 26 October 2022 at 8:13AM
    You can ask for a chargeback at any time and get the money refunded to your account

    If, however, the company have already refunded you (in total or in part) they are likely to object to the chargeback and the bank is likely to reverse it.
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