Alternative to Vanguard

ChequeBookGerry

Investing pals,

I have got a sizable pot in Vanguard Life Strategy, and it is fine.  It chugs away and suits me for now as I no time to actively manage a portfolio.  However, I'm conscious that I don't really want all my eggs in one basket.  Yes, if Vanguard go down it is the end of civilisation, but please humour me when I ask would the members be able to advise me as to another similarly boring, 100% equity fund, from another massive supplier, to diversify a bit.  Note: general stocks only and no bias to any sector.  This is more about fund size, stability, etc.  What do you have and what return do you get?

Thanks.

JohnWinder

Can you explain how we or you could make use of knowing ‘what return do we get’  from a fund we mention?

NannaH

HSBC All World index (includes emerging markets) and Fidelity index World (developed world only)  both low charges.

dunstonh

 please humour me when I ask would the members be able to advise me as to another similarly boring, 100% equity fund, from another massive supplier, to diversify a bit. 

All fund houses issue 100% equity funds.

Note: general stocks only and no bias to any sector.

What do you mean by sector?  In the UK it can either mean IA sector (e.g. UK equity, US equity, Asia etc) or it can mean a business area focus.

What do you have and what return do you get?

Returns don't work like that.   Without a timescale context, it is irrelevant.   For example, 2022 will be very different to 2021.

gm0

A few examples to look at - not advice - clearly do your own research.

Example ETFs

Vanguard - VEVE (inc) / VHVG (acc) for ETFs (0.12%) on Fidelity as cheap to hold ETFs there due to low cap. LSE traded units in sterling.  USD base currency.  If I wasn't using them - I'd probably look again at the HSBC fund option.

Funds

I use L&G World ex UK and L&G UK blended @ 0.118% on a pension platform

Other options include:

HSBC FTSE All World Index (with inc and acc units) @ 0.13% is another well known "large provider" option.

iShares Core MSCI World UCITS ETF USD (Acc) (Different index and definition - more US in this one but there is no generally accepted defintion of any one US % being right in the absolute. 


I took a judgement and preferred something lower in US so I used other providers and so swerved the iShares ETF

Even with "world trackers" as a category it pays to read the factsheet and look at index and portfolio definition and trustnet
Alongside MSCI and FTSE differences - the "edge" between world developed and emerging markets varies a bit which can cause an apparent performance "difference" although both will track *their* list accurately.

ChequeBookGerry

Thanks gm0.  The HSBC All World looks of the right size.