IVA consent to remortgage

miaboo

Hi, Husband has an IVA, We have a joint mortgage and it's coming up to the time where they will want him to try and remortgage 
Now Can I refuse as it's a joint mortgage and we don't want to, We want to do the extra year of repayments instead 
Also I don't work so would we get one if forced to apply for one 
Thanks 

fatbelly

You're not bound by the IVA so as far as I can see you can be as obstructive as you want.

I didn't quite follow 'I don't work so would we get one if forced to apply for one '

Remortgages and secured loans are not easy to get even for someone with no insolvency on their credit history. More so given the events of the last fortnight.

I would expect your husband to be asked to make payments for an additional year.

Debt Camel has useful info if you have to complain

https://debtcamel.co.uk/iva-secured-loan/
https://debtcamel.co.uk/ivas-complain-secured-loan/