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Inheritance what to do with the money

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  • Albermarle
    Albermarle Posts: 31,380 Forumite
    10,000 Posts Seventh Anniversary Name Dropper
     I was thinking if I opened an isa now say fixed till 2023 that would use my 20k allowance. If I opened another in April 2023 then I can't have another 20k allowance can I? As the money would be locked in till October and I suppose I would get taxed for a few months but that tax would be in the following tax year that correct? !

    You are complicating things . 

    You can add £20K of new money to a cash ISA every tax year.

    You will not pay any tax on interest earned on savings in an ISA.

    It is as simple as that.

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