Single Mum: Freedom in Narnia

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  • jak
    jak Posts: 2,027 Forumite
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    Thanks @Merlin's_Beard. It's crazy how much it all costs, isn't it! 
    I'm having to put off my move date! I've got bloody covid! I'm very worried. I've got heart failure so that's not good. I've also found a lump in my breast and been referred urgently to the hospital. Sorry if TMI but I can't tell many people in real life right now. I'm trying to keep it from creative boy unless there is something to really worry about.
    JAK x 
    2022 Comp total (prizes + free spins): £494.81 #20 £12 a day Jan: £382.95/£372 #57 360 1p challenge: £17.70 £10 a day Feb: £571.09/£280 March: £311.96/£310
  • Merlin's_Beard
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    Oh no jak that sounds like a terrible cherry on an awful cake. I hope your symptoms are mild and stay that way. A friend was in a semi-similar situation earlier in the year (covid infection interrupting an urgent referral) and they rearranged it pretty quickly so I hope yours is sorted as quickly.
    Start mortgage date: August 2022; Start mortgage amount: £240,999; Original mortgage free date: August 2056
    Current mortgage amount: £233.529.75
    Start student loan 2012: £29,750; current student loan: £11.400.50; OP offset fund: £750
  • jak
    jak Posts: 2,027 Forumite
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    Thank you. My appointment is a week tomorrow so I'm just praying all goes well. Covid is kicking my !!!!!!, but I'm day 4 today so hoping it goes away soon! x
    2022 Comp total (prizes + free spins): £494.81 #20 £12 a day Jan: £382.95/£372 #57 360 1p challenge: £17.70 £10 a day Feb: £571.09/£280 March: £311.96/£310
  • jak
    jak Posts: 2,027 Forumite
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    So, day 6 of covid and my test  is neon bright and I feel dreadful. It was always going to hit me hard, with my other health problems but... ergh.
    My lovely Narnia has been cleaned by my sister and Mum, bless them. The chimney sweep has been and all is good there. I've also found out both sofas that were left are sofabeds so I've got plenty of cosy spaces to curl up.
    Move date is now Thursday. Very little is packed and I can't get out of bed...
    Praying for a better day tomorrow...
    JAK x 
    2022 Comp total (prizes + free spins): £494.81 #20 £12 a day Jan: £382.95/£372 #57 360 1p challenge: £17.70 £10 a day Feb: £571.09/£280 March: £311.96/£310
  • Honeysucklelou2
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    Hope you are feeling better soon. Well done on the overpayments thus far.
    paydbx2024 #2 £480/£5000 . Mortgage £144k start ~ £148k Jun 23 -
    2024 savings challenge £5/£2000
    EF £140. Savings 2 £30.00. Weekly savings envelope #17
  • jak
    jak Posts: 2,027 Forumite
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    Thank you @Honeysucklelou2. I'm feeling a bit better today thank goodness but unfortunately Creative boy now has covid. His third time! God only knows how I'm going to move. The only thing I can think of is to shut him in my car so the movers don't go near him. Poor little guy. 
    I'm finally packing! My bedroom is first and I'm nearly finished. Woo hoo!
    JAK
    x
    2022 Comp total (prizes + free spins): £494.81 #20 £12 a day Jan: £382.95/£372 #57 360 1p challenge: £17.70 £10 a day Feb: £571.09/£280 March: £311.96/£310
  • jak
    jak Posts: 2,027 Forumite
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    I'm definitely feeling much better today. Yesterday I managed to pack up most of my bedroom and today I'm going to finish! The movers have confirmed for 8.30 Thursday! I'm finally going to move into Narnia! Whooop!
    Creative boy is feeling totally pants with his covid. He can return to school on Thursday, if he's well enough thankfully, so that should keep him out of the movers way. 
    I'm just praying I can get enough packed by myself between now and then. It's all a bit much as I'm very limited as to how much I can do. If I do too much, then my legs will give out so I need to try and balance it with rest periods.
    Wish me luck folks!
    JAK
    x  
    2022 Comp total (prizes + free spins): £494.81 #20 £12 a day Jan: £382.95/£372 #57 360 1p challenge: £17.70 £10 a day Feb: £571.09/£280 March: £311.96/£310
  • Merlin's_Beard
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    Good luck! Hope you're both back to 100% soon.
    Start mortgage date: August 2022; Start mortgage amount: £240,999; Original mortgage free date: August 2056
    Current mortgage amount: £233.529.75
    Start student loan 2012: £29,750; current student loan: £11.400.50; OP offset fund: £750
  • jak
    jak Posts: 2,027 Forumite
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    Thank you. I did it! We are Finally in! We had our first night here last night. Creative boy actually cried tears of joy! It was amazing! 
    My bedroom lovely. It's very large and there is plenty of space for all my stuff. I do need more storage though. I've gone from a double built in wardrobe to a single free standing one. Need more places for a plethora of clothing. I've also lost my toothbrush. I have toothpaste at least. 
    The heating is working well, I need to figure out how to turn it off tho. I thought I had then it came on this morning so there must be a timer. 
    Off to the hospital today for my breast cancer appointment. I hope all goes well! 
    JAK x
    PS. I'm going to figure out my first proper over payment amount later on. I've got the cost of living payment now so need to put that to one side also. 
    Despite all the stress and the agonising waiting, I'm just so happy. 

    2022 Comp total (prizes + free spins): £494.81 #20 £12 a day Jan: £382.95/£372 #57 360 1p challenge: £17.70 £10 a day Feb: £571.09/£280 March: £311.96/£310
  • jak
    jak Posts: 2,027 Forumite
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    Waking up in my lovely new home and it's so cosy. The heating is brilliant, thank goodness. Creative boy has gone to his dad's for the weekend and I've got to go back to the old house to clean it through today. My Mum and sister and going to help. I'm a bit worried about sorting out the shed. Spiders are not my thing at all!
    I'm going to sit down to do my budget today, well as much as I can anyway. I don't know what my water bill will be yet but most of my others I know now. 
    My emergency fund is now up to £3248.52 in Barclays Rainy Day Saver so any spare money can go to the mortgage. The only thing is that the rainy day saver interest amount is 5% and the mortgage is 3.59%, so do I put as much as possible in the savings? I think i'll not because I need the mortgage to go down. I don't know. Hmmmm. Maybe I'll get the rainy day saver up to £4,000, then start over payments? Not sure, need to think about it. It WAS nice to get the interest payment on it last month. 
    I also need to change creative boy's child trust fund to a higher paying account. He has just over £6,000 in there- for university, and I'd like it to be paying more interest than it is. Free money is always good!
    Off to write my next 4 weeks in my money book.
    JAK x

    2022 Comp total (prizes + free spins): £494.81 #20 £12 a day Jan: £382.95/£372 #57 360 1p challenge: £17.70 £10 a day Feb: £571.09/£280 March: £311.96/£310
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