What investments (Bonds/Equities/Funds), if any are growing Right Now

Qyburn

Hi,

I'm reviewing some of my plans, and I have too much of our savings as cash at the moment.  However everything I look at seems to be dropping, leading me to think that for at least a month or so I should hold off.

What are others finding, do people have investments that are growing or at least holding their own right now?  By which I mean not showing a loss over the last week or month.

Thanks.

lisyloo

so you're not going to buy them because they are cheaper? 
you want investments that are expensive to buy?

How long are you planning to keep your investments for?
would you need any of the money short term?

I'm asking those questions as it makes no sense to want to buy things when they are more expensive plus you appear to be looking VERY short term.

what's you general attitude to risk?
how much do you have put by in cash? (you can say x months living expenses rather than ££s if you like)

Neversurrender

Some would say, now is the exact time to invest, there's a sale on! Buy cheap and wait for them to grow.

However, we don't know when you would require these invested funds.

 5 years is considered an absolute minimum, with 10 years being better.

Or Savings accounts currently appear to be paying the best guaranteed return, percentage interest based on how long you want to lock away your money.

Around 4.2% on 12 month.

Some would say not to lock into a rate at the moment as its likely to increase soon

dunstonh

What investments (Bonds/Equities/Funds), if any are growing Right Now

That isnt how you select investments.    Indeed, it could easily result in losses when everything else goes back up.

Qyburn

Thanks, I understand about it being better to buy when prices are low, but I don't think that necessarily means it's better to buy while they're falling.  For example if I was considering an investment, and its value dropped by say 10% over the next month then clearly I would have been better waiting a month.

I also understand we don't have a crystal ball, that's why I was asking not what investments will make a return, but whether people have investments that are actually growing right now, worth more now than a week or a month ago.

eskbanker

Qyburn said:

I also understand we don't have a crystal ball, that's why I was asking not what investments will make a return, but whether people have investments that are actually growing right now, worth more now than a week or a month ago.

Undoubtedly some will have increased in that short term, but the point is that this really isn't in any way relevant to planning and executing an investment strategy!

wmb194

Companies selling products that will always be in demand or for which demand is relatively inelastic e.g., Unilever, BAT and Imperial Brands have been holding up relatively well.

Neversurrender

Qyburn said:

Thanks, I understand about it being better to buy when prices are low, but I don't think that necessarily means it's better to buy while they're falling.  For example if I was considering an investment, and its value dropped by say 10% over the next month then clearly I would have been better waiting a month.

I also understand we don't have a crystal ball, that's why I was asking not what investments will make a return, but whether people have investments that are actually growing right now, worth more now than a week or a month ago.

Thats what they call timing the market.

Waiting and waiting for the shares to drop, then Bang...they all increase before you know whats hit you.

Many experts, state there are no winners when timing the market

dunstonh

  For example if I was considering an investment, and its value dropped by say 10% over the next month then clearly I would have been better waiting a month.

You would have been.  However, if it goes up by 10% in the next month you wouldnt.      But over a typical investment period of 10-15 years, it wouldnt make a great deal of difference.

You are trying to predict the unpredicatable.

I also understand we don't have a crystal ball, that's why I was asking not what investments will make a return, but whether people have investments that are actually growing right now, worth more now than a week or a month ago.

Investments that have grown over the last week or month are probably not the type of investments you want to be in.

Albermarle

 For example if I was considering an investment, and its value dropped by say 10% over the next month then clearly I would have been better waiting a month.

On the other side if you wait a month and they have all gone up by 10%, you might be sick as a parrot !

In fact since Wednesday, most investments have perked up a bit so you might have already missed the boat.

Notepad_Phil

If you're nervous, then instead of using all of your excess cash now or in a month's time why not drip feed the money in?

I've no idea how much you have, but you could for instance put a chunk in now, then another in a month's time, then again a month later, etc. You won't buy everything at the very best price, but then again you won't buy everything at the very worst price.