We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
PLEASE READ BEFORE POSTING: Hello Forumites! In order to help keep the Forum a useful, safe and friendly place for our users, discussions around non-MoneySaving matters are not permitted per the Forum rules. While we understand that mentioning house prices may sometimes be relevant to a user's specific MoneySaving situation, we ask that you please avoid veering into broad, general debates about the market, the economy and politics, as these can unfortunately lead to abusive or hateful behaviour. Threads that are found to have derailed into wider discussions may be removed. Users who repeatedly disregard this may have their Forum account banned. Please also avoid posting personally identifiable information, including links to your own online property listing which may reveal your address. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Pepper money second credit check before completion?
Options

slwj89
Posts: 50 Forumite

Hey all!
Just a quickie, I’m a complete worrier!
so we are due to
complete in next couple of weeks, lender has been amazing, really amazing, they done a credit check when we applied.
i was just wondering if anyone has dealt with pepper before and if they do another one before completion?
only reason I ask is because we have a credit card and is minimal balance compared to what is the limit however we have used it a couple of times for fuel/shopping, again small amounts, we pay it all off payday but just worried they will see this as relying on credit?
like I said the limit is high and our balance is tiny.
just wondering if they do actually run ad check again and what they actually look for?
Just a quickie, I’m a complete worrier!
so we are due to
complete in next couple of weeks, lender has been amazing, really amazing, they done a credit check when we applied.
i was just wondering if anyone has dealt with pepper before and if they do another one before completion?
only reason I ask is because we have a credit card and is minimal balance compared to what is the limit however we have used it a couple of times for fuel/shopping, again small amounts, we pay it all off payday but just worried they will see this as relying on credit?
like I said the limit is high and our balance is tiny.
just wondering if they do actually run ad check again and what they actually look for?
0
Comments
-
Best bet is to ask in the mortgage forum as they deal with these on a regular basis2006 LBM £28,000+ in debt.
2021 mortgage and debt free, working part time and living the dream0 -
jonnydeppiwish! said:Best bet is to ask in the mortgage forum as they deal with these on a regular basis0
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.2K Banking & Borrowing
- 253.2K Reduce Debt & Boost Income
- 453.7K Spending & Discounts
- 244.2K Work, Benefits & Business
- 599.2K Mortgages, Homes & Bills
- 177K Life & Family
- 257.6K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards