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Finance on wrong reg
gilroy83
Posts: 1 Newbie
Hello
I have an existing pcp on a car in which is all fine , however I have recently discovered my credit report flagged up mis payments In which I discovered another finance account under another reg plate on a car I do not own racking up a bill that I did not owe , I investigated spoke to finance company who said I was not in arrears , and the dealer I got the car from also saying the same , followed my oops they have mis typed your reg plate and that could be the reason followed and we had a bad egg working for us at the time was it him ?, they then fobbed me off to deal with my credit check company to deal with it , I have contacted my credit check company who have enquired however to be told the lender decision weather they remove the default or not , this has lead to me not being able to apply for a mortgage or new car etc due to their error , and left me being stressed , currently trying to get hold of the finance company myself also to take it up with them again , but is there any other way I can dispute this , I did not sign anything under this agreement they have on me and do I then need to pay this bill that I knew nothing about due to a wrong ref plate registration on a car I don't own !
I have an existing pcp on a car in which is all fine , however I have recently discovered my credit report flagged up mis payments In which I discovered another finance account under another reg plate on a car I do not own racking up a bill that I did not owe , I investigated spoke to finance company who said I was not in arrears , and the dealer I got the car from also saying the same , followed my oops they have mis typed your reg plate and that could be the reason followed and we had a bad egg working for us at the time was it him ?, they then fobbed me off to deal with my credit check company to deal with it , I have contacted my credit check company who have enquired however to be told the lender decision weather they remove the default or not , this has lead to me not being able to apply for a mortgage or new car etc due to their error , and left me being stressed , currently trying to get hold of the finance company myself also to take it up with them again , but is there any other way I can dispute this , I did not sign anything under this agreement they have on me and do I then need to pay this bill that I knew nothing about due to a wrong ref plate registration on a car I don't own !
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Comments
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This is a parking forum, we do not deal with the kind of issue you have. Perhaps look in the 'Motoring' forum where they may have experience of PCP finance problems.Please note, we are not a legal advice forum. I personally don't get involved in critiquing court case Defences/Witness Statements, so unable to help on that front. Please don't ask. .
I provide only my personal opinion, it is not a legal opinion, it is simply a personal one. I am not a lawyer.
Give a man a fish, and you feed him for a day; show him how to catch fish, and you feed him for a lifetime.#Private Parking Firms - Killing the High Street2
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