What Small Things Will You Do This Week?? 10/10/22

2.2K Posts


When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.
But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.
Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.
So be proud of those small steps, they really are important 😀
Tesco: £1049.60, Vanquis: £2181.01, Very: £521.92, Next: £1525.54, M&S: £2030.47. As of 2nd January 2023
2
Latest MSE News and Guides
Replies
Today I have/will:
1. Checked online banking
2. NSD
3. Meals from stores
4. Duolingo
5. Surveys/PMP/Consumer pulse
6. Taken coats that I no longer wear to the charity shop
7. Play around with a snowball calculator
Today I have/will:
- Check banks
- Do washing up (technically OH's "job" but when I do it I use substantially less hot water!!!)
- Make lunch to take to work
- Load of washing on 30 degree eco wash
- Drive on eco mode
- Get petrol from cheapest garage around - use card which will get me cashback
- Make a couple of CC payments
- Update spreadsheet
- Shuffle money to right accounts
- Text netball team re subs
- Gym at lunch - credit already paid for
- Finish listening to audiobook through Borrowbo* - see if there's another one I want to download
- Hang washing on airer
- Dinner from stores
- Turn oven off at wall after use
- Crochet in front of the TV
Long list and feeling like a productive Monday (she says whilst posting on here when she should be working!!!).Twigs
I have completed my usual list:
-b/l/d from stores
- charge phone at work
- got some sunlight during a lunchtime walk
- quick flylady kitchen
Today I have/will:
- Check banks
- Do washing up (technically OH's "job" but when I do it I use substantially less hot water!!!)
- Make lunch to take to work
- Snap a receipt OH left laying around!
- Drive on eco mode
- Update spreadsheet
- Listen to audiobook through Borrowbo*
- Dinner from stores
- Turn oven off at wall after use
- Crochet in front of the TV
Hope you all have a good day!Twigs
1. Checked online banking
2. NSD
3. Meals from stores
4. Duolingo
5. Surveys
@DawnW. Your garden sounds idyllic with all the fruit trees
Today I have
sold & wrapped up some pet costumes ready to be sent tomorrow
made work lunch (jacket spud)
Tomorrow I will
Post the parcels
Cash in my Cheque from Vanquis and also take my penny jar to the coin machine
Challenges;
£2 savers club for 2023 — MoneySavingExpert Forum #16
Saving for Christmas 2023 - £1 a day — MoneySavingExpert Forum - #60 £ / £365
Tilly Tidy 2023 — MoneySavingExpert Forum
Make an EXTRA £10 a Day in January 2023 — MoneySavingExpert Forum - #17 £0/155
The 365 Day 1p Challenge 2023 — MoneySavingExpert Forum #68
Time to start a fresh. — MoneySavingExpert Forum
Time to start a Fresh part 2, 2022! — MoneySavingExpert Forum
New fresh diary for 2023! — MoneySavingExpert Forum
Today I have/will:
- Check banks
- Drive on eco mode
- Update spreadsheet
- Listen to audiobook through Borrowbo*
- Pop to shop for a few bits
- Snap receipt
- Dinner from stores
- Turn oven off at wall after use
- Park for free at netball
Hope you all have a good day!Twigs
1. Checked online banking
2. Meal plan and shopping list ready for Iceland Warehouse shop tomorrow
3. Cleaned bathroom
4. Bought tickets for Christmas concert for me and my mother - not DFW but had saved all year for it.
5. Duolingo
6. Surveys/PMP/Consumer pulse
7. Meals from stores