We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Edf direct debit

2»

Comments

  • Monster_mash
    Monster_mash Posts: 18 Forumite
    Seventh Anniversary 10 Posts Combo Breaker
    edited 29 December 2022 at 5:45PM
    victor2 said:
    Did you not expect some sort of increase, given the news over the last nine months or so?
    I’m on a 2 year fix which I joined about 6 months ago

    Work out if the rate EDF are proposing is reasonable. Did you have a credit or debit balance at your last bill? That and the £400 government grant needs taking into account.
    One annoying issue with EDF is that they only bill once every 6 months, so until they produce a statement from a reading, your account will probably show a large credit.
    You know your annual usage, so it's pretty easy to work out your annual cost on the fixed tariff from that (don't forget the standing charge). If you don't have a recent statement, work out your current actual balance if readings were submitted today, add your annual cost and divide by 12. That will be a realistic monthly cost. Deduct £67 from the monthly cost and that should be a reasonable amount to pay for the next 6 months, before reverting back to your calculated amount.
    If you need help with the calculations, there's many people on here will assist if you post your rates.

    Government grant is being paid into my account directly apparently.  Not bothered either way it still ends up paying edf.  

    The credit is quite small, last year it was huge but they said that’s normal.  Total use based on last year’s useage and the tariff I am on is about £1500 so a reasonable monthly figure is about £120 if divided equally over 12 months.  It looks like my dd being too low means their £1800 estimate has by their figures had about £500 paid off it in 6 months.  A direct debit figure they set 🤦‍♂️

    6 month bills are an absolute nuisance 
  • Mobtr
    Mobtr Posts: 672 Forumite
    500 Posts Second Anniversary Name Dropper
    When EDF increase a direct debit they tell you on your bill rather than a separate email or text. Have you looked at your bills? Not everyone reads them properly then complain when the direct debit is increased saying they haven’t been told. 
  • Robin9
    Robin9 Posts: 13,027 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    molerat said:
    Robin9 said:
    You will not get an email, letter, text or phone call.
    You should get an e-mail for a DD change

    Account number xxxxxxxxxx

     

    Dear xxxxxxxxxxx

       

    We can confirm that the amount of your monthly Direct Debit has changed to £xx.xx. This is based on your most recent review and the information you provided during the sign-up process. However, because your Direct Debit has now been decreased, you must consider the possibility that you may end up paying too little for your energy over the year.

    As well as "An update to your direct debit" letter in your account activity.

    Not had that type of email content -  only a prompt to look at my account for the letter.   Due a review next week .


    Never pay on an estimated bill. Always read and understand your bill
  • victor2
    victor2 Posts: 8,343 Ambassador
    Part of the Furniture 1,000 Posts Name Dropper
    victor2 said:
    Did you not expect some sort of increase, given the news over the last nine months or so?
    I’m on a 2 year fix which I joined about 6 months ago

    Work out if the rate EDF are proposing is reasonable. Did you have a credit or debit balance at your last bill? That and the £400 government grant needs taking into account.
    One annoying issue with EDF is that they only bill once every 6 months, so until they produce a statement from a reading, your account will probably show a large credit.
    You know your annual usage, so it's pretty easy to work out your annual cost on the fixed tariff from that (don't forget the standing charge). If you don't have a recent statement, work out your current actual balance if readings were submitted today, add your annual cost and divide by 12. That will be a realistic monthly cost. Deduct £67 from the monthly cost and that should be a reasonable amount to pay for the next 6 months, before reverting back to your calculated amount.
    If you need help with the calculations, there's many people on here will assist if you post your rates.

    Government grant is being paid into my account directly apparently.  Not bothered either way it still ends up paying edf.  

    The credit is quite small, last year it was huge but they said that’s normal.  Total use based on last year’s useage and the tariff I am on is about £1500 so a reasonable monthly figure is about £120 if divided equally over 12 months.  It looks like my dd being too low means their £1800 estimate has by their figures had about £500 paid off it in 6 months.  A direct debit figure they set 🤦‍♂️

    6 month bills are an absolute nuisance 

    I left EDF over a year ago, not least because of their 6 month billing system. The good news is they will be moving all their customers over to the Kraken billing system developed by Octopus in 2023. With that you can submit readings every month and get a statement within hours of a reading going in.

    Normally, on a monthly DD account, you will have a sizeable credit built up by this time of year, which will help cover your winter heating costs. It doesn't sound as if they are a million miles out with their estimated cost and DD, but if they acknowledged they didn't notify you before of a DD change, it could be worth complaining again. Difficult to switch suppliers these days. I seem to remember EDF were amenable to my suggested DD changes through their online chat system, once you'd got past the annoying robot. :)

    I’m a Forum Ambassador and I support the Forum Team on the In My Home MoneySaving, Energy and Techie Stuff boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. 

    All views are my own and not the official line of MoneySavingExpert.

  • Mobtr said:
    When EDF increase a direct debit they tell you on your bill rather than a separate email or text. Have you looked at your bills? Not everyone reads them properly then complain when the direct debit is increased saying they haven’t been told. 
    Not had a bill in months 
  • Robin9 said:
    molerat said:
    Robin9 said:
    You will not get an email, letter, text or phone call.
    You should get an e-mail for a DD change

    Account number xxxxxxxxxx

     

    Dear xxxxxxxxxxx

       

    We can confirm that the amount of your monthly Direct Debit has changed to £xx.xx. This is based on your most recent review and the information you provided during the sign-up process. However, because your Direct Debit has now been decreased, you must consider the possibility that you may end up paying too little for your energy over the year.

    As well as "An update to your direct debit" letter in your account activity.

    Not had that type of email content -  only a prompt to look at my account for the letter.   Due a review next week .


    I’ve never had a prompt either
  • Grumpy_chap
    Grumpy_chap Posts: 20,002 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Is it possible that the OP has a "paperless" option box ticked, so any communications are online and the onus is on the individual to check the online system?
  • Monster_mash
    Monster_mash Posts: 18 Forumite
    Seventh Anniversary 10 Posts Combo Breaker
    edited 8 October 2022 at 11:31AM
    Is it possible that the OP has a "paperless" option box ticked, so any communications are online and the onus is on the individual to check the online system?
    Nope, I get paper bills.  The only feasible thing is that edf have prevented communication by email, text etc, possibly  because the previous owners wanted it that way
  • Mobtr
    Mobtr Posts: 672 Forumite
    500 Posts Second Anniversary Name Dropper
    Mobtr said:
    When EDF increase a direct debit they tell you on your bill rather than a separate email or text. Have you looked at your bills? Not everyone reads them properly then complain when the direct debit is increased saying they haven’t been told. 
    Not had a bill in months 
    Do you have an online account? You can still have one & get paper bills 
  • Mobtr said:
    Mobtr said:
    When EDF increase a direct debit they tell you on your bill rather than a separate email or text. Have you looked at your bills? Not everyone reads them properly then complain when the direct debit is increased saying they haven’t been told. 
    Not had a bill in months 
    Do you have an online account? You can still have one & get paper bills 
    Yes but the only bills on there are copies of what I get in the post, I got one about 6 months but if I am supposed to be alerted it’s there by email/text/anything I am not
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 353.5K Banking & Borrowing
  • 254.1K Reduce Debt & Boost Income
  • 455K Spending & Discounts
  • 246.6K Work, Benefits & Business
  • 602.9K Mortgages, Homes & Bills
  • 178.1K Life & Family
  • 260.6K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.