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Replacement for Stocard NFC Payments

Hi, I've been using Stocard to make really small NFC payments since it became available, particularly during the pandemic. Unfortunately they're now shutting down this side of things and I'd like to find a replacement.

Some things to note, I do not have an Apple device, nor a Samsung one but it is Android. I don't want to use Google whatever, I'd rather avoid them as much as possible. I'd prefer a prepaid type style, not to do with credit rating or anything, more it suits my way of budgeting. NFC is pretty much a must too

Can anyone offer any suggestions and experience please?

Many thanks in advance
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