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overdraft

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ktkaffir
ktkaffir Posts: 1 Newbie
in Budgeting & bank accounts
About 25 years ago, I was in debt to my bank who put my overdraft up to £1,400. Since then, I have stayed in credit and changed bank my(arranged) overdraft stayed with me and I would like to know what if anything I should do with it please?

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  • Jami74
    Jami74 Posts: 1,284 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    ktkaffir said:
    stayed in credit and changed bank my(arranged) overdraft stayed with me and I would like to know what if anything I should do with it please?
    So you do not use your overdraft? In which case, either keep it and don't use it or get rid of it. If you are not using it what difference does it make?

    Debt Free: 01/01/2020
    Mortgage: 11/09/2024
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