Car insurance following death of owner

jimjames

SaverRate said:

If they just cancel the insurance on death I would feel that it warrants a complaint as they have a duty of care.

Shocked at their attitude as GA are part of Aviva! 

Absolutely, as soon as the policy is cancelled then it means the owner (executor) will be breaking the continuous insurance rules as the car will be taxed but with no insurance in place. Doing that immediately on death gives no opportunity for the family to sort anything out to prevent that happening.

Car_54

jimjames said:

SaverRate said:

If they just cancel the insurance on death I would feel that it warrants a complaint as they have a duty of care.

Shocked at their attitude as GA are part of Aviva! 

Absolutely, as soon as the policy is cancelled then it means the owner (executor) will be breaking the continuous insurance rules as the car will be taxed but with no insurance in place. Doing that immediately on death gives no opportunity for the family to sort anything out to prevent that happening.

The continuous insurance law applies to the keeper, not the owner, so no-one is breaking the law until a new keeper is nominated
Also, strictly speaking the vehicle is no longer taxed after the keeper dies.