Transfer of title deed to beneficiary when spouse is tenant in common

p00hsticks

OP - if you want a definitive answer from the horses mouth there is a long running thread of questions to an official Land Registry representative over on the House Buying and Selling board here

https://forums.moneysavingexpert.com/discussion/5685941/land-registry-questions#latest

Your question will almost certainly have been asked before so the answer is probably already there somewhere but it is a very long thread so it may be easier to just post anew at the end of it....

danielkian

Ah ok, thank you, that’s useful to know 

Savvy_Sue

danielkian said:

Thank you for highlighting this. Currently, I have enduring power of attorney, which I believe was predecessor to Lasting power of attorney? I think this is something we will need to check through. Thanks for the pointer.

You can still use this, but they are being phased out, and I think - not sure - that they had to be registered and could only be used once the donor lost capacity. The big advantage of the 'new' LPA is that you can use it before the donor loses capacity, with their agreement.

So if I get to the stage where I just can't be bothered running the finances any more, I could just hand it all over to my attorneys. 

AND the LPA comes in two flavours: health and welfare as well as property and finance. It's worth doing the former just to ensure that those around you know what you do and don't want in terms of health care / DNR and the like. 

Strongly recommended to do your own while encouraging others to do so!