Accessing your GBP money abroad in AUD

callum9999

adindas said:

callum9999 said:

adindas said:

Considering your son is currently in AU and therefore need to withdraw cash from ATM more frequently than people who are just on holiday, 

I just returned from 2 years living in Australia (and 4 in New Zealand) and I think I withdrew cash once in those 6 years. 

I am not quite sure how did you do that. Do you have income working in AU and NZ that you live on ? If so than than that is another matter.

There is a limit of cash withdrawal per day. That restriction depend on the your UK bank and the owner of the ATM overseas. Normally it is £300. £500 a day cash withdrawal form ATM is already on the high side.

I'm not sure how you can live in 2022 and not understand how people would live without cash - even if you personally want it!

Why is having income another matter? Money is money, whether it's earnt in the UK or Australia.

When I withdrew cash, it would have been about £10... I obviously did not withdraw 6 years worth of living expenses!

callum9999

adindas said:

grumbler said:

adindas said:

callum9999 said:

adindas said:

Considering your son is currently in AU and therefore need to withdraw cash from ATM more frequently than people who are just on holiday, 

I just returned from 2 years living in Australia (and 4 in New Zealand) and I think I withdrew cash once in those 6 years. 

I am not quite sure how did you do that. 

Like in UK you hardly ever need cash and can pay everywhere by card.
As simple as that. 

It will depend from person to person and the areas you are visiting, small vs big cities, etc.

But I hardly ever heard people could live comfortably with £500 cash for six years relying solely on card payment. Even in big cities in Europe there are still vendors will not allow you to pay by Visa/Master/Amex Credit cards, especially if the amount is tiny. Small vendors might not even have a card reader.
For large expense, some vendors might transfer all of the fees tp oyu if you insist on card payment. some are even trying making profit out of you using DCC.

Then you're living under a rock! I know large numbers of people who live virtually cash-free.

Most small vendors do indeed have card readers, but I generally don't shop at small vendors anyway - excluding bars and restaurants, who invariably do have card readers (even in small cities).

DCC is optional.

adindas

callum9999 said:

adindas said:

grumbler said:

adindas said:

callum9999 said:

adindas said:

Considering your son is currently in AU and therefore need to withdraw cash from ATM more frequently than people who are just on holiday, 

I just returned from 2 years living in Australia (and 4 in New Zealand) and I think I withdrew cash once in those 6 years. 

I am not quite sure how did you do that. 

Like in UK you hardly ever need cash and can pay everywhere by card.
As simple as that. 

It will depend from person to person and the areas you are visiting, small vs big cities, etc.

But I hardly ever heard people could live comfortably with £500 cash for six years relying solely on card payment. Even in big cities in Europe there are still vendors will not allow you to pay by Visa/Master/Amex Credit cards, especially if the amount is tiny. Small vendors might not even have a card reader.
For large expense, some vendors might transfer all of the fees tp oyu if you insist on card payment. some are even trying making profit out of you using DCC.

Then you're living under a rock! I know large numbers of people who live virtually cash-free.

Most small vendors do indeed have card readers, but I generally don't shop at small vendors anyway - excluding bars and restaurants, who invariably do have card readers (even in small cities).

DCC is optional.

I am not living under the rock and I have tried to pay using cards as many as possible in the UK and when traveling abroad. Also when my gut feeling I trust that place that there are little chance my cards get cloned.
But in some occasions you simply can not pay using card. Either because they do not allow you or they do not have card reader.  Also especially in the EU and  Asia they might transfer all of the charges to you if you insist on paying using creditcards.
Just to let you know I have credit/debit cards more thanvast majoirty of people here on MSEs. Mine to mention how many creditcard, debit cards you ever have ? I "probably" have more creditcards and debitcards than you ever have in life. I have closed some of them but I still have a few dozens of them. Just look at my previous postings histpries regarding Creditcards, Current Accounts, Stoozing, current account switvhing game, etc as evidence.

callum9999 said:

I'm not sure how you can live in 2022 and not understand how people would live without cash - even if you personally want it!

Like you I also live in 2022.

callum9999

adindas said:

callum9999 said:

adindas said:

grumbler said:

adindas said:

callum9999 said:

adindas said:

Considering your son is currently in AU and therefore need to withdraw cash from ATM more frequently than people who are just on holiday, 

I just returned from 2 years living in Australia (and 4 in New Zealand) and I think I withdrew cash once in those 6 years. 

I am not quite sure how did you do that. 

Like in UK you hardly ever need cash and can pay everywhere by card.
As simple as that. 

It will depend from person to person and the areas you are visiting, small vs big cities, etc.

But I hardly ever heard people could live comfortably with £500 cash for six years relying solely on card payment. Even in big cities in Europe there are still vendors will not allow you to pay by Visa/Master/Amex Credit cards, especially if the amount is tiny. Small vendors might not even have a card reader.
For large expense, some vendors might transfer all of the fees tp oyu if you insist on card payment. some are even trying making profit out of you using DCC.

Then you're living under a rock! I know large numbers of people who live virtually cash-free.

Most small vendors do indeed have card readers, but I generally don't shop at small vendors anyway - excluding bars and restaurants, who invariably do have card readers (even in small cities).

DCC is optional.

I am not living under the rock and I have tried to pay using cards as many as possible in the UK and when traveling abroad. Also whne I trust that place that there are litle chance my card get cloned.
But in some occasions you simply can not pay using card. Either because they do not allow you or they do not have card reader.  Also especially in the EU and  Asia they might transfer all of the charges to you if you insist on paying using creditcards.
MIne to mention how many creditcard, debit cards you ever have ? Just to let you know I "probably" have more creditcards and debitcards than you ever have in life. I have closed some of them but I still have a few dozens of them. Just look at my previous postings hisory regarrding Creditcards, Current accounts, etc as evidence.

callum9999 said:

I'm not sure how you can live in 2022 and not understand how people would live without cash - even if you personally want it!

Like you I also live in 2022.

You absolutely are living under a rock if you're flabbergasted at the idea that a significant number of people no longer use cash.

No. YOU have occasions where you need to use cash, I do NOT. Even in the EU, where I am currently sitting right now and where not a single place has tried to "transfer the cost to me".

How many cards I currently have? Roughly 22 I believe. Why exactly do you think I care how many you have? Are you not understanding what the phrase "living under a rock" means?

I didn't say you weren't living in 2022 - I said I don't know how you can be living in 2022 without understanding this.

adindas

callum9999 said:

I am not living under the rock and I have tried to pay using cards as many as possible in the UK and when traveling abroad. Also whne I trust that place that there are litle chance my card get cloned.
But in some occasions you simply can not pay using card. Either because they do not allow you or they do not have card reader.  Also especially in the EU and  Asia they might transfer all of the charges to you if you insist on paying using creditcards.
MIne to mention how many creditcard, debit cards you ever have ? Just to let you know I "probably" have more creditcards and debitcards than you ever have in life. I have closed some of them but I still have a few dozens of them. Just look at my previous postings hisory regarrding Creditcards, Current accounts, etc as evidence.

callum9999 said:

I'm not sure how you can live in 2022 and not understand how people would live without cash - even if you personally want it!

Like you I also live in 2022.

You absolutely are living under a rock if you're flabbergasted at the idea that a significant number of people no longer use cash.

No. YOU have occasions where you need to use cash, I do NOT. Even in the EU, where I am currently sitting right now and where not a single place has tried to "transfer the cost to me".

How many cards I currently have? Roughly 22 I believe. Why exactly do you think I care how many you have? Are you not understanding what the phrase "living under a rock" means?

I didn't say you weren't living in 2022 - I said I don't know how you can be living in 2022 without understanding this.

Absolute tosh some people could not even get credit cards, current acoounts. Let alone pay by cards? You just need to read this MSE regularly. You just need to see how many homeless, drug addicted, asylum seekers, children around the world to know it.
I travele a few times times mopstly about ten times a year to the EU countries and Asia and in some occasions I still can not use my zero fees cards even tough I have a few of them. If I want to use they make it clear there is a charge for it.
Also I never say your case is not genuine. Common sense also rule some billionaires people do not even need to hold cash at all. But that sort of people, society are extremely unlike ever present here on MSEs.
Roughly  22 creditcard/debit cards. Double it I have or used to have more than that. Some people here on MSEs have 50+. There are a thread on MSE here previously.

callum9999

adindas said:

callum9999 said:

I am not living under the rock and I have tried to pay using cards as many as possible in the UK and when traveling abroad. Also whne I trust that place that there are litle chance my card get cloned.
But in some occasions you simply can not pay using card. Either because they do not allow you or they do not have card reader.  Also especially in the EU and  Asia they might transfer all of the charges to you if you insist on paying using creditcards.
MIne to mention how many creditcard, debit cards you ever have ? Just to let you know I "probably" have more creditcards and debitcards than you ever have in life. I have closed some of them but I still have a few dozens of them. Just look at my previous postings hisory regarrding Creditcards, Current accounts, etc as evidence.

callum9999 said:

I'm not sure how you can live in 2022 and not understand how people would live without cash - even if you personally want it!

Like you I also live in 2022.

You absolutely are living under a rock if you're flabbergasted at the idea that a significant number of people no longer use cash.

No. YOU have occasions where you need to use cash, I do NOT. Even in the EU, where I am currently sitting right now and where not a single place has tried to "transfer the cost to me".

How many cards I currently have? Roughly 22 I believe. Why exactly do you think I care how many you have? Are you not understanding what the phrase "living under a rock" means?

I didn't say you weren't living in 2022 - I said I don't know how you can be living in 2022 without understanding this.

Absolute tosh some people could not even get credit cards, current acoounts. Let alone pay by cards? You just need to read this MSE regularly.
I travele a few times times m=moslty ten times a year to the EU countries and Asia and in some occasions I sitll can not use my zero fees cards even tough I have a few of them. If I want to use they make it clear there is a charge for it.
Also I never say your case is not genuine. Common sense also rule some billionaires people do not even need to hold cash at all. But that sort of people, society are extremely unlike ever present here on MSEs.
Roughly  22 creditcard/debit cards. Some people here on MSEs have 50+. There are a thread on MSE here

Ermmmmmmm, what? Some people not being able to get credit cards is utterly irrelevant. I can get credit cards and I'm very obviously talking about me. The majority of people I am close with do not use cash. 23 million people in the UK last year were virtually cashless.

Your inability to travel without using cash is none of my concern. I can.

You specifically stated that you did not understand how I could not use cash, and you've proceeded to argue about it. 

What on earth are going on about billionaires for? I'm "poor" and don't use cash - wealth has nothing whatsoever to do with it.

Congratulations to them. I have no idea why you're banging on about numbers of cards. What's your point?

You're either seriously out of touch but don't want to admit it, or your grasp of English letting you down (which yes, is very good - but your arguments read as if you don't understand what I'm writing).

adindas

callum9999 said:

Ermmmmmmm, what? Some people not being able to get credit cards is utterly irrelevant. I can get credit cards and I'm very obviously talking about me. The majority of people I am close with do not use cash. 23 million people in the UK last year were virtually cashless.

Your inability to travel without using cash is none of my concern. I can.

You specifically stated that you did not understand how I could not use cash, and you've proceeded to argue about it. 

What on earth are going on about billionaires for? I'm "poor" and don't use cash - wealth has nothing whatsoever to do with it.

Congratulations to them. I have no idea why you're banging on about numbers of cards. What's your point?

You're either seriously out of touch but don't want to admit it, or your grasp of English letting you down (which yes, is very good - but your arguments read as if you don't understand what I'm writing).

Who is arrogant and out of touch when a person start using a phrase like this (see below). They got agitated when people just start returning their favour. Also I never say your case is not genuine.

callum9999

adindas said:

callum9999 said:

Ermmmmmmm, what? Some people not being able to get credit cards is utterly irrelevant. I can get credit cards and I'm very obviously talking about me. The majority of people I am close with do not use cash. 23 million people in the UK last year were virtually cashless.

Your inability to travel without using cash is none of my concern. I can.

You specifically stated that you did not understand how I could not use cash, and you've proceeded to argue about it. 

What on earth are going on about billionaires for? I'm "poor" and don't use cash - wealth has nothing whatsoever to do with it.

Congratulations to them. I have no idea why you're banging on about numbers of cards. What's your point?

You're either seriously out of touch but don't want to admit it, or your grasp of English letting you down (which yes, is very good - but your arguments read as if you don't understand what I'm writing).

Who is arrogant and out of touch when a person start using a phrase like this (see below). Also I never say your case is not genuine.

Still you... I don't think you know what those phrases even mean.

I've also never said you did say I was lying, I'm reacting to your shock that I live this way - in 2022 it's a very normal way to live.

adindas

callum9999 said:

adindas said:

callum9999 said:

Ermmmmmmm, what? Some people not being able to get credit cards is utterly irrelevant. I can get credit cards and I'm very obviously talking about me. The majority of people I am close with do not use cash. 23 million people in the UK last year were virtually cashless.

Your inability to travel without using cash is none of my concern. I can.

You specifically stated that you did not understand how I could not use cash, and you've proceeded to argue about it. 

What on earth are going on about billionaires for? I'm "poor" and don't use cash - wealth has nothing whatsoever to do with it.

Congratulations to them. I have no idea why you're banging on about numbers of cards. What's your point?

You're either seriously out of touch but don't want to admit it, or your grasp of English letting you down (which yes, is very good - but your arguments read as if you don't understand what I'm writing).

Who is arrogant and out of touch when a person start using a phrase like this (see below). Also I never say your case is not genuine.

Still you... I don't think you know what those phrases even mean.

I've also never said you did say I was lying, I'm reacting to your shock that I live this way - in 2022 it's a very normal way to live.

Oh yes, it is still me and I do know what those phrases mean. I do not need to care what a person thinks of another person. And I do know some people get agitated when people just returning the favour that they themselves have started. Even twisting it by calling another person arrogant, out of touch.
It is a great surprise when a person still does not know that even a person with zero knowledge of a certain language could easly search the meaning of it in this online, AI era.

callum9999

adindas said:

callum9999 said:

adindas said:

callum9999 said:

Ermmmmmmm, what? Some people not being able to get credit cards is utterly irrelevant. I can get credit cards and I'm very obviously talking about me. The majority of people I am close with do not use cash. 23 million people in the UK last year were virtually cashless.

Your inability to travel without using cash is none of my concern. I can.

You specifically stated that you did not understand how I could not use cash, and you've proceeded to argue about it. 

What on earth are going on about billionaires for? I'm "poor" and don't use cash - wealth has nothing whatsoever to do with it.

Congratulations to them. I have no idea why you're banging on about numbers of cards. What's your point?

You're either seriously out of touch but don't want to admit it, or your grasp of English letting you down (which yes, is very good - but your arguments read as if you don't understand what I'm writing).

Who is arrogant and out of touch when a person start using a phrase like this (see below). Also I never say your case is not genuine.

Still you... I don't think you know what those phrases even mean.

I've also never said you did say I was lying, I'm reacting to your shock that I live this way - in 2022 it's a very normal way to live.

Oh yes, it is still me and I do know what those phrases mean. I do not need to care what a person think of another person. And I do know some people get agitated when people just start returning the favour that they themselves have started. Start even twsting it by calling another person arrogant, out of touch.
It is a great surprise when a person still does not know that even a person with zero knowledge of a certain language could easly search the meaning of it in this online era.

Oh someone absolutely could research the meaning, I don't think you have. You're flipping out as if it's a major insult whereas if you did know what they meant, you'd know they are jovial, light-hearted phrases that perfectly summarise your out-of-date views on survival without cash in 2022. It's not only easy, it's completely normal and a third of the country does it.

I'm surprised this hasn't been shut down already, so I won't reply to you any more unless you have a valid criticism of the advice I've given the OP. Have a good night.