Best saving rates online plus phone option

diystarter7

I've been looking for the above.

ATM we have joint accounts and have more than the single persons FCS protection so it suits us.
We are with the Coventry, online/phone 'limited access' EG I think its 3/4 withdrawals per year  and will
be ok even if it was the one withdrawl per year but not fixed

As we are long-standing savers we have recently been getting 1-85% and this goes up on 7/10/22 to 2.25% see below

Current rates Annual Monthly Balance AER*/Gross p.a. AER Gross p.a. £0.01 plus 1.85% 1.85% 1.83%

New rates from 7 October 2022 Annual Monthly Balance AER/Gross p.a. AER Gross p.a. £0.01 plus 2.25% 2.25 ========= Are there any others there that will pay close to that we'd be happy to go with 2% - we have the max in PB's  - thanks

diystarter7

Btw, the reason we want another account which will be joint is that I'm not feeling great and doing this just in case and then worried the bank crashing and not being protected over 85k per bank licence.

Thanks again.

Albermarle

Not many providers seem to offer joint savings accounts, so that might be a problem for you.

Although sensible to keep within the £85K limit, I would not be losing any sleep over a UK large bank/large building society crashing as the chances are pretty small