Looking for an international account for Euro and GBP, fee-free spending, joint account

Daliah

Another word of warning about Fineco: their current accounts are for personal use only. They don't offer business accounts. If you regularly buy in Yen, this sounds like a business.

[Deleted User]

Daliah said:

Another word of warning about Fineco: their current accounts are for personal use only. They don't offer business accounts. If you regularly buy in Yen, this sounds like a business.

Not a business, just someone trying to escape.

[Deleted User]

Daliah said:

I checked the Fineco fees, and it's all still the same as was. You can still do free EUR to EUR transfers, as well as free GBP to GBP.

The EUR to EUR Instant outgoing is an option if you need a fast / instant transfer but it only works with an EU bank which allows instant incoming transfers. Not many are doing this yet. I don't believe you can use it for instant transfers from Fineco to Starling as the service Fineco uses isn't Faster Payment but some similar EU service. AFAIK, the way this EU service has been implemented requires that you pay the sending bank (in other words, there is no free faster payment in the EU).

https://finecobank.co.uk/public/banking/banking-abroad/

"We charge just 0.20% of the transferred, with a min of €0.85 and a max of €2.95."

Remember that I want to spend outside the Eurozone, not do Euro-Euro transfers.

[Deleted User]

Anyone tried N26? They do Euro accounts with fee-free spending overseas.

Edit: Scratch that, I see I have been brexited. UK accounts no longer available due to loss of EU citizenship.