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Being overdrawn cutoff time
fly-catchers
Posts: 774 Forumite
Why do banks have different times in the day where if you fund a overdrawn account that day you don’t pay any charges? Halifax gives you till midnight, but I see with Santander it’s 8pm. And I am sure with Tesco is was 5pm.
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Comments
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I'm not entirely sure, but I'd hazard a guess it depends on the timings of their overnight batch processing on the IT systems.
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Because they are separate entities and each has it's own policies and procedures. It is unlikely that they would be the same.0
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