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what Small Things Will You Do This Week? 26/09/22

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When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.


But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free. 

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.   
So be proud of those small steps, they really are important 😀
 I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

Debt owed;

Salad Money - £616.47/£1200 JAJA - £679.70/ £900 Zable - £338.60/£1300 = £1,634.77

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Comments

  • BlueJ94
    BlueJ94 Posts: 2,797 Ambassador
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    Hopefully I’ve not cross posted, if I have just let me know! 

    To do

    make work lunch 
    empty dishwasher 
    put clothes in washer 
    put gammon in the slow cooker for dinner tonight - done!

    Went to the new euro car parts place I’m supporting until tomorrow and they’re lovely. First half the shift I helped with warehouse and second half I got to sit in the van and help deliver. Tomorrow they’re going to get me out and about delivering!
     I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Debt owed;

    Salad Money - £616.47/£1200 JAJA - £679.70/ £900 Zable - £338.60/£1300 = £1,634.77

  • leftatthetrafficlights
    leftatthetrafficlights Posts: 2,056 Forumite
    1,000 Posts Fourth Anniversary Name Dropper
    edited 26 September 2022 at 7:05PM
    Today I:

    Started writing my meal plan based on the freezer inventory 
    Put off doing laundry as it was raining on and off for most of the day (normally I would just use the td)
    Rejigged my budgets for when my tax rebate has cleared

    Not much as haven't felt great today but I'm hoping to get some stuff planted tomorrow for winter veg/salads 😁

    DNF: £708.92/£1000
    JSF: £708.58/£1000

    Winter season grocery budget: £600.85/£900

    Weight loss challenge 2024: 11/24lbs
    1st quarter start:9st 13.1lb
    2nd quarter start:9st 9.2 lb
    3rd quarter start: 9st 6.8 lb
    4th quarter start: 9st 10.2 lb
    End weight: 8st 13lb

    'It's the small compromises you keep making over time that start to add up and get you to a place you don't want to be'

  • DawnW
    DawnW Posts: 7,749 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Morning all :)
    Had a covid jab yesterday, didn't sleep well and feel under the weather today. And I have to go to the dentist this afternoon :(
    Only a check up, but I really don't feel like it. It is too late to cancel, and don't want to in any case as it will take ages to get another appointment (and I am a private patient, no chance of NHS round here). So few ambitions to get much done today. I had HG raspberries with breakfast, have cleaned up the kitchen, and prepped the postal survey items for the coming week.
    It is cold, wet and windy, so I am pleased that I got the washing mostly dried outside yesterday. I need to get it on the airer to finish off.
  • Today I have/will:

    1.  Checked online banking
    2.  Received my £150 pip cost of living payment so will order coal (we have a coal fire) I also treated myself to a bottle of cough medicine :D I had a cold last week and its gone on to my chest, I am currently rattling like an old miner.
    3.  Meals from stores
    4.  Sorted meal plan ready for Aldi shop tomorrow.
    5.  Surveys
    6.  Consumer pulse/pmp
    7.  Washing currently drying on airer

    Tesco: £1361.19, Vanquis: £2644.73, Very: £563.08, Next: £1636.95, M&S: £1049.92. As of 5th February 2024. Slava Ukraini
  • twiggy86
    twiggy86 Posts: 2,678 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper
    edited 27 September 2022 at 4:14PM
    Afternoon all!

    Feel like I've been AWOL for ages but not sure how long it's actually been! I hope everyone is well! 

    Today I have/will:
    • Wash hair and let dry naturally
    • Load of washing on 30 degree eco wash 
    • Drive on eco mode
    • Get petrol on way to work at cheapest garage I pass 
    • Snap receipts 
    • Finish pumpkin commission at lunch so I can give to a friend later 
    • Charge phone and battery pack at work
    • Update spreadsheet 
    • Hang washing on airer
    • Write small shopping list 
    • Shop to list 
    • Dinner from stores 
    That's everything I can think of for today.
    Twigs 
    Debt as at 5 June 2023 - £15,600.89
    Current debt - £6,450.00
    Total paid off - £9,150.89 (58% paid off)
  • twiggy86
    twiggy86 Posts: 2,678 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper
    Morning all!

    Today I have/will:
    • Drive on eco mode
    • Transfer money to a friend which I owe
    • Transfer £100 to parents off what I owe them 
    • Update spreadsheet 
    • Snap receipt
    • Read MSE email
    • Start October budget 
    • Charge phone and battery pack at work
    That's everything I can think of for today.
    Twigs 
    Debt as at 5 June 2023 - £15,600.89
    Current debt - £6,450.00
    Total paid off - £9,150.89 (58% paid off)
  • DawnW
    DawnW Posts: 7,749 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Morning all :)
    Had a really early night and feel more human this morning as a result!
    Today I have / will:
    Home grown berries with breakfast (still picking a few!)
    Dog walk, free exercise. Didn't feel like it, but it made me ache less
    Stripped off bed, washed linen and put the winter duvet on
    Washing out on the line to dry. Will probably have to finish it off on the airer, but it is blowing nicely atm.
    Weekly shop done - still need a couple of things that Lidl didn't have, but I can get those in town tomorrow when I walk to work
    Cleaned bathroom
    Washed my hair and allowed it to dry naturally
    This afternoon I intend to hoover and dust the middle floor of the house.
    Dinner will be pork chops with new potatoes and salad, as I have lots of home grown lettuce and tomatoes.
  • DawnW
    DawnW Posts: 7,749 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Had a couple of decluttering wins - an old golf trolley from the garage has been collected by a freecycler, and loads of plates, glasses etc were collected by one of the town councillors who appealed for household items for a Ukrainian family.

    Less good news is that a plant's drainage saucer has overflowed and made a nasty mark on my antique dining table :# OH can sort it out, as he does wood stuff, but imagine the tutting!
  • twiggy86
    twiggy86 Posts: 2,678 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper
    Morning all!

    Today I have/will:
    • Make lunch to take to work
    • Load of washing on eco wash 
    • Drive on eco mode
    • Update spreadsheet 
    • Snap receipt
    • Continue October budget 
    • Start pricing up something/ looking into reviews before buying 
    • Charge phone and battery pack at work
    • Pop to shop for a few bits 
    • Dinner from stores
    • Turn oven off at wall after use
    • Crochet in front of the TV 
    That's everything I can think of for today.
    Twigs 
    Debt as at 5 June 2023 - £15,600.89
    Current debt - £6,450.00
    Total paid off - £9,150.89 (58% paid off)
  • Today I have/will:

    1.  Checked online banking
    2.  NSD
    3.  Sorted car insurance and breakdown
    4.  Meals from stores
    5.  Surveys/FPL

    Tesco: £1361.19, Vanquis: £2644.73, Very: £563.08, Next: £1636.95, M&S: £1049.92. As of 5th February 2024. Slava Ukraini
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