UK Prepaid (Debit) Card 26 September 2022 at 12:59PM in Budgeting & bank accounts 10 replies 205 views

Year2000

Hi All,

Could anyone recommended or suggest a Prepaid Debit Card for wages being in and cash withdrawal (more than £300 possible?) with no fees to the option of money transfer to UK bank account?

Thank you

Daliah

https://www.moneysavingexpert.com/credit-cards/prepaid-cards/

The Tesco card would be my choice.

Year2000

Daliah said:

...

The Tesco card would be my choice.

The daily cash withdrawal limit for Clubcard Pay+ £400? Tesco branch allow cash withdrawal, any limit? Used this card yourself?

Thank 

Daliah

All the details here https://www.tesco.com/zones/clubcard-pay-plus

Yes, I have used the card myself but not for cash withdrawals. 

Year2000

It's a shopping card, wages can't be paid into Clubcard Pay+ card.

grumbler

Daliah said:

All the details here https://www.tesco.com/zones/clubcard-pay-plus

I spent whole 10 minutes trying to find how this card can be topped up, and failed. The only bit I found was "from any UK bank account".

eDicky

How do I top up my Clubcard Pay+ account?

To top up your Clubcard Pay+ account log in to the Tesco Bank Mobile App, select the 'Top Up' button then 'Add money', enter the amount you want to top up and then select the bank you want to top up from.

Once you confirm the amount and paying Bank, you will be directed to the app for the bank account you are topping up from to complete the transaction.

If your bank does not show in the list of available banks then you can complete a bank transfer using your sort code and account number for your Clubcard Pay+ account from the other account you are paying the funds from.

grumbler

eDicky said:

If your bank does not show in the list of available banks then you can complete a bank transfer using your sort code and account number for your Clubcard Pay+ account from the other account you are paying the funds from.

In this case I don't see why

Year2000 said:

...wages can't be paid into Clubcard Pay+ card.

Year2000

Read about FairFX Linked Card, they charge UK ATM withdrawal fee.

Year2000

Had a look at Wise personal account. Fees not clear. Paid in £ GBP, then is there a charge to bank transfer to a UK bank account?

Astria

Not really a prepaid debit card, but personally I use Chase, it's like a normal bank account with no overdraft. Has a sort code and bank account number which is how I top it up, and if you try and spend more than in the account the transaction simply gets declined.

Revolut would be my second option, but you have to pay to get a physical card (or just use your phone if possible)