YBS Rainy Day Account Issue 2 and Loyalty Six Access Saver Issue 2

wiseonesomeofthetime

trickydicky14 said:

Something I discovered about the loyalty six access is you can pay into it via debit card which is very useful for me to spend £500 pounds each month on my Halifax debit cards to get my free £5's. Win win me thinks.

You can indeed, you just can't take it back out again every month (should you need to). You only get six 'lives'.

I use another building society for that purpose as 3x Halifax to fund each month.

trickydicky14

wiseonesomeofthetime said:

trickydicky14 said:

Something I discovered about the loyalty six access is you can pay into it via debit card which is very useful for me to spend £500 pounds each month on my Halifax debit cards to get my free £5's. Win win me thinks.

You can indeed, you just can't take it back out again every month (should you need to). You only get six 'lives'.

I use another building society for that purpose as 3x Halifax to fund each month.

It will just be a holding account for now until I decide on a fix and six lives is fine for me, almost an instant access account. And like you, I have 3 Halifax accounts to service.

cricidmuslibale

MFW2026 said:

YBS have a regular saver currently also at 5.00% 

This is basically true but slightly misleading as the regular saver in question is a Loyalty Regular Saver for existing YBS customers of 12 months or longer (which has been available since c.20 July and therefore may not be available for too much longer!)