Lloyds Bank – Midnight Security Checks? 25 September 2022 at 7:43PM in Budgeting & bank accounts 22 replies 1.4K views

Bigwheels1111

I love FD, some don’t.
But 1 call sorts out issues like this there and then.
I make lots of small and large transfers while chasing better rates.
Not had my account blocked.
But have several more bank accounts just in case.

Roy1234

Quick update:  Lloyds have basically said nothing can stop this happening again in the future, in a random fashion.  The representative said it has happened to her banking with a different bank, which had an impossibly short time window to respond in she added.

However she said it would not happen with a Debit Card, traditionally not the best choice for online use.  Would anyone know why a Debit Card would not face these random security checks?