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A few things I’m doing to save money
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It just depends on your stage of life/lifestyle. With young children at home I already work part time to spend time with them. It would be counterproductive to take a second job when I could go full time at my job instead (this would pay more than a second job in retail or similar though I’d need to factor in childcare…). Plus if I worked in the evenings the heating/TV would still be on for my family anyway so no saving there. Before I had kids it’s definitely something I’d have considered though.
I have been trying to work out whether it’s cheaper to work from home (needs more heating/electricity) or drive the 20 minutes to and from the office (petrol costs). Can’t figure it out! I only need to go in once a week but I can voluntarily go in more if I want.
Last week the office thermostat was set to 25C, we were all sweltering and asking for it to be turned down!Part time working mum | Married in 2014 | DS born 2015 & DD born 2018
https://forums.moneysavingexpert.com/discussion/6542225/stopping-the-backsliding-a-family-of-four-no-longer-living-beyond-their-means/p1?new=1
Consumer debt free!
Mortgage: -£128,033
Savings: £6,050
- Emergency fund £1,515
- New kitchen £556
- December £420
- Holiday £3,427
- Bills £132
Total joint pension savings: £55,4252
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