IVA completion

juliesg Forumite Posts: 1,361
Part of the Furniture Combo Breaker
I paid my last IVA end of July but not heard anything is this normal practice
thank you 


  • gd55
    gd55 Forumite Posts: 126
    100 Posts First Anniversary Name Dropper Photogenic
    It can take a few months for the IVA company to send your certificate of completion, you can always ask them for an update.

    My debt-free diary: Go your own way

    Save £12k in 2023 #20 £6,917.40/£12,000

  • mrcactus
    mrcactus Forumite Posts: 122
    Seventh Anniversary 10 Posts Name Dropper Combo Breaker
    If I remember correctly it took a while for my certificate of completion to arrive. Also took a few weeks for my details to come off the insolvency register. Still have accounts showing as open on my credit file. As others have mentioned on my other posts, it can take quite some time. But as gd55 said, you could always ask for an update.

    Also, how do you feel being free from the IVA? It's such a good feeling ain't it?!
  • gd55
    gd55 Forumite Posts: 126
    100 Posts First Anniversary Name Dropper Photogenic
    My timeline: IVA was completed 25 November, certificate dated 10 January. The entry should come off the Insolvency Register three months after the completion certificate is issued, but I found I had to send them the certificate myself as the IVA company appeared not to have done it.

    There's a good link in the stickies about checking everything is straight on your credit file, it's from the DebtCamel website.

    My debt-free diary: Go your own way

    Save £12k in 2023 #20 £6,917.40/£12,000

  • sourcrates
    sourcrates Forumite, Ambassador Posts: 27,673
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Once your certificate of completion arrives, it will be under whelming to say the least, mine was a single side of A4 paper with my name on it, and a simple sentence saying my IVA was complete.......that was it.
    I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing [email protected]. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter
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