We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
IMPORTANT: Please make sure your posts do not contain any personally identifiable information (both your own and that of others). When uploading images, please take care that you have redacted all personal information including number plates, reference numbers and QR codes (which may reveal vehicle information when scanned).
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
CCJ - where to start
NicolaCSD
Posts: 2 Newbie
So, I looked to be guarantor for my daughter's flat rental, to discover I have a CCJ. I have an Experian score of 999 so didn't have a clue.
In March of 21 I received a letter to my parent's house, from the debt collector DCBL chasing late payment for a parking fine. I replied special delivery that my daughter is the insured driver of the car, at university, and sent them her address. That my father is an oncology patient in chemotherapy, and I do not live at that address since May 2019. My daughter heard nothing, and I heard nothing more. It seems I was taken to court later in 2021 and fined. My parents (in their 80's) are at a loss. Where do I start with this one?
In March of 21 I received a letter to my parent's house, from the debt collector DCBL chasing late payment for a parking fine. I replied special delivery that my daughter is the insured driver of the car, at university, and sent them her address. That my father is an oncology patient in chemotherapy, and I do not live at that address since May 2019. My daughter heard nothing, and I heard nothing more. It seems I was taken to court later in 2021 and fined. My parents (in their 80's) are at a loss. Where do I start with this one?
0
Comments
-
Read the section on CCJ set asides in the second post of the NEWBIES thread.
Then read the threads by @Jack5656 and @Brokenchief for worked examples from 2022.
Did you check the special delivery letter was signed for? Have you got that proof? It's not vital so don't worry.
Was it DCB Ltd or DCB Legal you were dealing with? Email them a SAR immediately which should prove they got your letter transferring liability.
What you DON'T do is pay it. But the NEWBIES thread explains all this. You also have to act promptly so can't wait for the SAR reply to come back.
Which parking firm?
What's the date of CCJ?PRIVATE 'PCN'? DON'T PAY BUT DON'T IGNORE IT (except N.Ireland).
CLICK at the top or bottom of any page where it says:
Home»Motoring»Parking Tickets Fines & Parking - read the NEWBIES THREAD0
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 354.4K Banking & Borrowing
- 254.4K Reduce Debt & Boost Income
- 455.4K Spending & Discounts
- 247.3K Work, Benefits & Business
- 604K Mortgages, Homes & Bills
- 178.4K Life & Family
- 261.5K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards