Do you have any investing channels you follow on YouTube?

B0bbyEwing

Doesn't have to be YouTube. Could be any channel. YT is just easy watching.

I've been watching a bit of MeaningfulMoney by Pete Matthew lately. 

I've no doubt that some readers here will poo-poo him/his channel/his outlook but for me as someone who doesn't really know much about this, I love how he simplifies things for Joe Bloggs to understand. He doesn't use big jargon words thinking he's Mr. Big, or rather he'll use jargon but then he'll flip it and explain it in a manner someone who doesn't have above average IQ can understand, which is a huge plus for me.

Now whether he's passing off correct info or not, that's not something I can say. I just like his approach to the viewer. 

This isn't my recommendation of him, I don't know enough to recommend anyone. Just wondered if anyone else has channels they keep tabs on from time to time? 

george4064

Only YouTube channel I follow Finance related is: https://www.youtube.com/c/JamesShack 

anonmoose

Yes James shack is good and also Ramin from pensioncraft on youtube. Ramins podcast Many Happy Returns is very good and quite lighthearted. It is more about what is happening in the market than how you should structure your finances but I have learnt a lot from him. Even if there are bits you don't understand it is very easy listening and he is good at explaining things.

Edited to add: you can't go wrong with Meaningful money. I have listened to Petes stuff before and it's sensible advice presented in a straightforward way.

DoublePolaroid

Agree re: James Shack and Pensioncraft. Both are calm and rational with not a hint of sensationalism and they back up their views with evidence. I also like Damien Talks Money, who has similar virtues albeit wrapped up in a presentation style that might be a bit Marmite.

anonmoose

I was just about to suggest Damien talks money DoublePolaroid! I know one of the guys I watch recommended him. I watched one of his videos and it seemed good. I think it might appeal to B0bby.

mr_accountant

Principles personal finance

Ben felix

HCIMbtw

I watch a guy called James who runs a channel called invest answers. He is more a crypto/disruption stock analyst and commentator with a tendency for being perma-bullish. Seems to comment on every possibility with the stocks and markets he focus' on so always right (and wrong). 

But behind all the presentations is some really interesting macro economic analysis, up to date news on US monetary policy and analysis of why markets are behaving the way they are and where they might go. 

Just listen to it on my commute finding it more interesting than the radio really. 

barnstar2077

Pensioncraft is the only one I watch, and even then, not every video.  I mean, the standard advice is to invest and hold for many, many years, so not really necessary to be informed about every nuance of the market.

Exodi

barnstar2077 said:

Pensioncraft is the only one I watch, and even then, not every video.  I mean, the standard advice is to invest and hold for many, many years, so not really necessary to be informed about every nuance of the market.

I think you touch upon a very important point.

Finance isn't as 'entertaining' as other topics and remains generally quite static.

To be a successful content creator, you have to churn out videos every week to stay relevant. Due to this, you very commonly see gross overexaggeration of relatively minor events - e.g. "S&P DOWN, IS THIS THE END OF INVESTING?"

Unfortunately this is a symptom of success as a finance content creater.

Generally financial advice doesn't change much day to day (or year to year), so I personally wouldn't recommend consuming any finance content on social media.

EDIT: as an example to what I mean, this creator has 4 million subscribers, check the titles of his videos...

https://www.youtube.com/c/GrahamStephan/videos

DoublePolaroid

Exodi said:

barnstar2077 said:

Pensioncraft is the only one I watch, and even then, not every video.  I mean, the standard advice is to invest and hold for many, many years, so not really necessary to be informed about every nuance of the market.

I think you touch upon a very important point.

Finance isn't as 'entertaining' as other topics and remains generally quite static.

To be a successful content creator, you have to churn out videos every week to stay relevant. Due to this, you very commonly see gross overexaggeration of relatively minor events - e.g. "S&P DOWN, IS THIS THE END OF INVESTING?"

Unfortunately this is a symptom of success as a finance content creater.

Generally financial advice doesn't change much day to day (or year to year), so I personally wouldn't recommend consuming any finance content on social media.

EDIT: as an example to what I mean, this creator has 4 million subscribers, check the titles of his videos...

https://www.youtube.com/c/GrahamStephan/videos

Whilst you're correct in what you say, I suspect you, like most of the regulars on here, are viewing this from the perspective of somebody who is financially literate and experienced.

Many are not so, witness the threads on here by new posters asking for (often quite basic) advice. Many of them are not looking for advice only, rather also for reassurance e.g. that staying in the market when times are tough is generally the right thing to do. It may be obvious to you that selling in a bear market, for example, is a terrible idea, yet so many investors do exactly that.

So even though the mantra may remain unchanged - and the channels I'm familiar with all peddle the low cost, index investing, long term, boring but sensible approach - they still add value to some people, by providing reassurance that comes from a friendly face and from people who are qualified (e.g. Ramin and James Shack) rather than - no disrespect to any of the excellent posters here intended - nameless randoms on a screen.

Then there's the education side of things. The journey to true financial literacy requires understanding concepts like what stocks and bonds are, how the stockmarket works, what tax wrappers are etc etc. Again the channels referenced above all produce videos that educate on these subjects and more. No doubt this is mostly useless to the seasoned investor, but to average Joe, they certainly aren't. Indeed these channels really aren't aimed at people who know exactly what they're doing at all.

B0bbyEwing

DoublePolaroid said:
Whilst you're correct in what you say, I suspect you, like most of the regulars on here, are viewing this from the perspective of somebody who is financially literate and experienced.

Many are not so, witness the threads on here by new posters asking for (often quite basic) advice. Many of them are not looking for advice only, rather also for reassurance e.g. that staying in the market when times are tough is generally the right thing to do. It may be obvious to you that selling in a bear market, for example, is a terrible idea, yet so many investors do exactly that.

Agreed.

With the channel I mentioned, he has titles that were of interest to me without being OTT or looking like he's trying to sell something or whatever:

Five money skills that pay off forever
Late starter with nothing saved for retirement, do this.
Retirement planning - Pension or Lifetime ISA.

Basic stuff that interests me.

And it's mentioned here, financing isn't entertaining - and that's most certainly correct.
And to many it's so boring that they'll switch off & say I'll deal with it tomorrow (never).
But for me I see it as a necessity. Now whoever is teaching me can go 1 of 2 ways....

They can make it real easy to understand. Tell me jargon but then say don't worry about it, that only means this. They can be straight to the point.

OR, they can waffle forever & a day, think they're impressing me with all these big words & metaphors & they may as well have just spoken/typed in Chinese for what good it did. 

Same applies on this forum too. There's some really great members who'll spend the time trying to dumb it down to your level which I really appreciate.
Then there'll be others who'll get a bit shirty because you're not a pro & can't keep up with the lingo. 

Just a case of sifting through everything & picking what you feel is good for you.