Business Bank Accounts with CCJ's

lupiilu

I've looked all over the boards for an answer to this, but nothing tackles my specific issue as far as I can see. So apologies if this question has already been answered.

I have two old CCJ's on my credit record. I also have two businesses. One sole trader and the other is a Ltd company.

I need a business bank account for both of my businesses and I need them to make and receive international payments.

None of the digital bank accounts I've found can do that. I have a Mettle account, (which I opened before I realised it doesn't have IBAN and BIC numbers) and I've checked others, but none of the ones I've looked at, including Tide, and Starling, have this facility. Starling can't receive or make US payments from the EU account, which is where I get the majority of my custom. I can't have a US Starling and EU Starling accounts because all of my money comes in from Amazon, which only pays out to one account.

So, you can see I have a conundrum. Most banks won't accept me with a CCJ. I'm disputing one of them and don't have the money to pay off the other at this time or I would. My business is more solvent than I am.

So I need something like the Natwest Foundation Account, but they don't seem to do this anymore. Does anyone know of a similar bank account I can apply for that specifically has international payments and accepts people with CCJs?

Thanks

gazfocus

It’s not true that Amazon can only pay out to one bank account. You can set different bank accounts for each Amazon marketplace (ie UK, France, Germany, USA, etc can all have different bank accounts).