Travel insurance Halifax

sim2335

I bank with Halifax and looking to upgrade so i get free travel insurance.

I don’t know if you have to hold account for minimum of 6 months, like you do if you have a bank account with Barclays and take out travel insurance.

As I was just gona use it for travel insurance then cancel so that would only cost me £17 all other places charge about £50-£90

I did ask in Halifax, they said technically, you can close it but it’s not meant to be like that, we wouldn’t suggest it.

I don’t want them to close my account after they see I use it for hoilday and close or to effect insurance 

So can I just close it or how long do I have to keep it for.

onashoestring

Have you already booked your holiday? It’s recommended that you take out travel insurance as soon as you book so that you are covered. 

So you would need the ultimate bank account for all the months from booking until you return from holiday and will be paying the £17 fee for all of those months. 

Also With the Halifax insurance are additional costs to include cover for any pre- existing health conditions .

sim2335

Already booked hoilday a while back

Did not take out travel insurance straight away to save money.

I don’t have any pre conditions 

halifax still cheapest and then cancel after one month

katejo

sim2335 said:

Already booked hoilday a while back

Did not take out travel insurance straight away to save money.

I don’t have any pre conditions 

halifax still cheapest and then cancel after one month

Delaying insurance until just before your trip does NOT save you any money. Whether you have pre existing  conditions or not isn't that relevant. You could easily have an accident or be diagnosed with a new condition before your trip or the holiday firm could go bust and cancel your booking. 

sim2335

Going to book it how can I see which ones cover flight delay

found confused.com lot cheaper then money supermarket compare website

also if you travelling with someone do you both need to book insurance on same provider or can you do separately 

Thesuey

Going on a cruise does the halifax cover on there insurancev

MorningcoffeeIV

The policy for the product you're interest in will tell you which risks are covered. See if yours are on there.