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Iva and morgage
Comments
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How long is a piece of string?
It`s anyone's guess really isn't it, usually, if you re-mortgage with the same provider, you don`t have to be credit checked, if you go with a new lender, you do.
Do banks apply this rule across the board? I don`t know, my assumption would be that they do.
Also, I assume you are aware of the re-mortgage clause in your IVA in year 5?I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter0
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