Why does my credit report show incorrect mortgage balance/amount


I have a joint mortgage, with my wife. We both applied and pay for the mortgage.

for easy numbers let’s say the FULL mortgage is £200k. Now remember this is shared, my credit report shows £200k, and so does my wife’s. But we don’t both have a £200k mortgage, WE have a £200k mortgage that we share:

i.e: £200k / 2 = £100k.

it a bit like sharing a bottle of wine, you wouldn’t say your having a bottle each?

thanks in advance


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