What Small Things Will You Do This Week? 12/09/22

Bagpuss741

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free. 

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.   

So be proud of those small steps, they really are important 😀

Bagpuss741

Sorry for not being around last week, I feel a bit "meh" at the moment.  I'm on benefits so no matter how much I cut down on things my debt doesn't seem to go down as everything is going up in price.

Today I have/will:

1.  Checked online banking
2.  Sorted car insurance as its up for renewal.  M&S wanted an extra £20 a month and would not budge so I went with the AA who were the cheapest quote only £28 per month.
3.  Meals from stores
4.  Set budget for next week
5.  Surveys/consumer pulse/pmp
6.  Water tomatoes and catnip
7.  Keep electricity usage low as possible

twiggy86

Afternoon all.

Sorry you're feeling "meh" @Bagpuss741.

Today I have/will:

• Check banks 
• Make lunch to take to work
• Drive on eco mode
• Update spreadsheet with weekend's spends 
• Text OH re money he owes me 
• Charge watch at work 
• Get renewal prices for car insurance 
• Snap a receipt from yesterday
• Dinner from stores 
• Turn oven off at wall when finished 
• Crochet in front of the TV
• NSD?

That's everything I can think of for now. Hope everyone is having a good day.
Twigs 
 

dizzyblnd

Bagpuss741 said:

Sorry for not being around last week, I feel a bit "meh" at the moment.  I'm on benefits so no matter how much I cut down on things my debt doesn't seem to go down as everything is going up in price.

Today I have/will:

1.  Checked online banking
2.  Sorted car insurance as its up for renewal.  M&S wanted an extra £20 a month and would not budge so I went with the AA who were the cheapest quote only £28 per month.
3.  Meals from stores
4.  Set budget for next week
5.  Surveys/consumer pulse/pmp
6.  Water tomatoes and catnip
7.  Keep electricity usage low as possible

I think everybody is feeling how you are feeling at the moment. Everything has gone up so much. Even as a working person I can’t see how we can pay for everything and pay off debt. I can’t imagine how non-working people are feeling. As long as you are doing everything you can, that’s all you can do. Hopefully there will be a brighter future for everyone on the horizon. 🤞🏻

My small things today: 
- take lunch to work from home 
- b/d from home
- nsd
- keep electricity usage as low as possible. 

RobM99

Bus pass got used 4 times today!

twiggy86

Morning all!

Today I have/will:

• Check banks 
• Make lunch to take to work
• Wash bedding on 30 degree eco wash (and opt not to use fabric conditioner)
• Drive on eco mode
• Claim funds from TCB and QC
• Trade some pulled pork that OH didn't like (I bought two packs) with boss for some teabags! 
• Make meal plan
• Write shopping list
• SHOP TO LIST
• Hang washing on airer/banister 
• Snap receipt 
• Dinner from stores 
• Turn oven off at wall when finished
• Wash hair and let dry naturally  
• Crochet in front of the TV

That's everything I can think of for now. Hope everyone is having a good day.
Twigs 

carrielovesfanta

Afternoon folks!

 @Bagpuss741 - sorry to hear you're not feeling so good at the moment. We're all here for you if you need to vent or just want a sympathetic "ear" (eye?) I missed a few days again but I'm trying to keep up! I'm feeling much better than I was last week. I don't know what was up with me but I was so tired and couldn't focus - I wonder if I was fighting something off.

I had a busy weekend up at the allotment. I got a lot of the new plot cleared. Plus the plot opposite ours were giving up. They came to clear their stuff out. I got lots of cardboard, a nice tall metal archway and then spotted a dresser top in the shed. I have been thinking of getting a dresser top for our sideboard for a few years now but didn't want to pay much for it. Dragged this one home and scrubbed it down. It is PERFECT. I have put OH's great nanna's teaset on it and it's SO SO CUTE! Just how I imagined, but better!

 Busy week in work this week but then I'm off from Friday. We are off on holiday on Sunday. I have written an itinerary. Just need to pack.

 Today's small things:
B/L/D from stores
Cadge lift home with colleague hopefully
Turn dehumidifier off now washing and leak are dried out
Prep some veg for tomorrow's tea

 Spendy things:
Hopefully none

 Other things:
Chilled out evening

Have a good one all

clf x

DawnW

Afternoon all 🙂
Ugh, what a day. Went to a friend's funeral this morning, and next door neighbour has just been round in tears to let us know that his wife has died 
And in a lighter note, my laptop has gone kaput. I have arranged to drop it off to be fixed on Thursday before work, so another bill - just what I needed lol.
Anyway, I have apple chutney boiling on the stove. It is raining quite hard today so can't get on with any gardening. 
I also need to make a shopping list and sort out the larder.
Going for a better day tomorrow!

carrielovesfanta

@DawnW - I'm sorry for your losses

dizzyblnd

@DawnW sorry for your losses. What an unfortunate cluster of deaths. 

dizzyblnd

Short list for me today. 

- been to work
- b/l/d from stores
- had to go and buy petrol today so not a nsd 
- took my water bottle around with me all day to avoid extra spending. 

- found £1 on the floor at the petrol garage- made me smile