Car Damaged in Company Car Park

DullGreyGuy

Companies are not responsible for how individuals drive their cars whilst in their carparks. The individual who drove their car into your's is who would be pursued but if they are unidentified then that isnt an option. 

Depending on how much it'll cost to repair and your insurance premiums are in general then it may or may not be worth a claim on your insurance. Its effectively a hit and run and some insurers do offer certain "promises" such as waiving your excess and/or not reducing your NCD for these circumstances so worth checking your policy.

nyermen

I think like others liability is not with the company - the only possible question mark about company liability is the parked "while away on business".
When I travel on business overnight (is it overnight?) eg. by train or plane, I would park in relevant carpark and be reimbursed.  If company asked you to leave your company in their carpark (maybe to save carpark costs elsewhere etc?) then maybe there is some duty of care, but even then they've probably not been negligent.

I dont suppose any other cars have damage to them - or has anyone suddenly started parking a different car / not driving in? 

DullGreyGuy

nyermen said:

I think like others liability is not with the company - the only possible question mark about company liability is the parked "while away on business".
When I travel on business overnight (is it overnight?) eg. by train or plane, I would park in relevant carpark and be reimbursed.  If company asked you to leave your company in their carpark (maybe to save carpark costs elsewhere etc?) then maybe there is some duty of care, but even then they've probably not been negligent.

I dont suppose any other cars have damage to them - or has anyone suddenly started parking a different car / not driving in? 

If there was a fire in your home whilst you were away on business would you expect them to pay to rebuild your home and replace all your possessions? 

ilikewatch2

I'd tread fairly carefully - a friend had his car scratched in his work car park just before Christmas and kicked off about it - the companies response was to immediately restrict use of the car park to company owned vehicles only, meaning that the majority of employees now have to pay £12/day to park in the adjacent public car park - needless to say that he's no longer very popular with his colleagues.

facade

DullGreyGuy said:

nyermen said:

I think like others liability is not with the company - the only possible question mark about company liability is the parked "while away on business".
When I travel on business overnight (is it overnight?) eg. by train or plane, I would park in relevant carpark and be reimbursed.  If company asked you to leave your company in their carpark (maybe to save carpark costs elsewhere etc?) then maybe there is some duty of care, but even then they've probably not been negligent.

I dont suppose any other cars have damage to them - or has anyone suddenly started parking a different car / not driving in? 

If there was a fire in your home whilst you were away on business would you expect them to pay to rebuild your home and replace all your possessions? 

That's why there has to be negligence, as opposed to "fault".

It is obviously their fault your house burned down. It wouldn't have happened had you stayed home, but they couldn't reasonably expect it to burn down because they sent you on the trip, so they are not negligent.

Same as if you have to follow a diversion and crash. The crash wouldn't have happened had there not been a diversion, so it is the fault of the diversion, but no blame attaches to them as there is no negligence.

In this case, there is no evidence of negligence on the part of the company or any of it's employees whilst they were working*, so it would have to be an "at fault" claim on a comprehensive policy.

*they have to be employed at the time. The claim is always against the individual responsible. They would be covered by their employer if were a consequence of their employment.