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Section 75 Query
vienly
Posts: 242 Forumite
in Credit cards
Hello, can anybody advise?
If I have excess credit on my credit card due to a refund of (£3000) and I make a purchase on something, would that purchase be protected under Section 75?
As I would be purchasing something with my own money (excess credit) instead of borrowing from the credit card I'm confused.
Thank you
If I have excess credit on my credit card due to a refund of (£3000) and I make a purchase on something, would that purchase be protected under Section 75?
As I would be purchasing something with my own money (excess credit) instead of borrowing from the credit card I'm confused.
Thank you
0
Comments
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I believe it won't.
1 -
Best bet get credit transferred to bank account. Should be free given it was a credit. Then buy item & use the money to pay it off.
Not worth the risk.Life in the slow lane1
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