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Santander 123 - Back to Being Worth it?

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  • phillw
    phillw Posts: 5,665 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 26 September 2022 at 5:37PM
    Daliah said:
    I think you can enable this with Virgin Money M Plus and its attached saver. Haven't used it myself though
    Well I was thinking more about having a savings account with another provider which could feed the money into my dozen current accounts at the correct time.

    I suspect if this ever happened then we would lose free banking though....
  • RG2015
    RG2015 Posts: 6,056 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Photogenic
    edited 26 September 2022 at 6:03PM
    phillw said:
    RG2015 said:
    Re Halifax, correct. Contriving debit card transactions is not something I would choose to do.
    In my case those debit card transactions are money that I'm sending somewhere, but I'd still do it anyway as it's so well paid.
    I fully understand and I do take advantage of some banks' benefits and offers and £15 a month is a good return.

    Just because I choose to forgo certain deals does not mean that I am critical of those that do take advantage of them. 
  • Daliah
    Daliah Posts: 3,792 Forumite
    1,000 Posts First Anniversary Photogenic Name Dropper
    phillw said:
    Daliah said:
    I think you can enable this with Virgin Money M Plus and its attached saver. Haven't used it myself though
    Well I was thinking more about having a savings account with another provider which could feed the money into my dozen current accounts at the correct time.

    I suspect if this ever happened then we would lose free banking though....
    If everybody had OB, then this should, in theory at least, technically easy to do, and I don't think it would necessarily need to be a chargeable service. But we are a very long way from all savings providers to offer OB.
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