Personal injury process after medical report submitted

maggie1947

What happens when my solicitor gets the medical legal report done?
does she  send it to insurers or what happens next.?
thanks

[Deleted User]

It goes to the insurers who can decide what they think is a reasonable settlement.

maggie1947

Would they not want get there own medical report  done?

TELLIT01

Depending on the content of the medical report provided by your solicitor, that is a very real possibility.

olgadapolga

This is how my recent claim panned out:

Solicitor took details of claim and sent a claim to the insurance company.

Solicitor engaged another (independent) medical firm to collate medical information from my GP. The medical company commissioned a general report from another private GP.

This resulted in further reports from various consultants as recommended by the private GP.

My solicitor acted upon the recommendations of these further reports, as well as sending them to the   insurance company.

Insurance company made an offer.


Perhaps the best person to ask would be your own solicitor. My solicitor was more than happy to answer any of my questions and to explain the process to me.

DullGreyGuy

It depends on what the medical report says... assuming the solicitor is happy with it and it doesn't recommend any further reports either at a later time or by a different specialist then it will go to the third party insurer with a reminder (or first statement) of what general damages you are claiming (after they've discussed with you).

Then the negotiations start assuming its not a fixed tariff whiplash claim... how much negotiation there is will depend on how optimistic your solicitor has been, who the solicitor is and how many heads of claim there are under special damages... insurers fairly often blur matters a little by making global offers covering both general and special damages. 

maggie1947

….         …,,,,, 

maggie1947

I have had 2 surgeries because of the injury.
I suppose the only insurance company will want me to see there orthopaedics dr got there medical opinion…..

DullGreyGuy

maggie1947 said:

I have had 2 surgeries because of the injury.
I suppose the only insurance company will want me to see there orthopaedics dr got there medical opinion…..

Not normally, doctors are independent witnesses. That said, insurers do keep a list of doctors they dont like/believe are heavily biased but normally that is dealt with up front when the solicitor proposes which doctor they will be using. 

maggie1947

Does the insurance company get a ball park figure for figures after they receive the medical report from my solicitor?

DullGreyGuy

maggie1947 said:

Does the insurance company get a ball park figure for figures after they receive the medical report from my solicitor?

Assuming its not a tariff claim then your solicitor should be stating what your claim is both in terms of heads of claim (injury/PSLA, loss of earnings, insurance excess, physio etc) and how much you are claiming against each