Which App is Best to Automatically Analyse Lloyds and Santander Credit Card Spending? Thanks

binao

I'm  using "spend by swipe" even for newspapers and coffees, but I find it hard to keep track of my monthly spend.

Swiping is so easy compared to cash, also safer and no need to carry cash around, other than a few notes for non card situations.

The  app needs to link to the account and automatically produce columns /totals for each type of expense etc., each month.

 Not sure if the banking or CC board is  more appropriate.

Daliah

lots of personal finance apps around that would do that

Exodi

Both Lloyds and Santander have built in 'money manager's with their online banking service - www.lloydsbank.com/online-banking/benefits-online-banking/money-manager.html & www.santander.co.uk/personal/support/help-with-managing-my-money/my-money-manager

(I'm presuming that each transaction doesn't show the merchant as Swipe, but instead the actual retailer? Apologies I haven't personally used it.)

If these aren't advanced enough for your needs, as Daliah says, plenty of Finance Apps on the app stores.

Daliah

I wouldn't advocate the use of a bank's built in money manager because this ties you, to a certain extent, to a specific bank/ If you want to move bank, or are being forced to move, you'll lose your entire budget planning and history. With an independent finance manager app, you don't have this issue, and you are likely to get a lot more functionality, too.