Experian & Equifax credit reports
in Debt-free wannabe
9 replies 368 views
I've used the Experian credit reports for years now - my credit scores have always been either 999 or somewhere close in the high 900s. So I was surprised yesterday (Sept 3, 2022) to find my Experian credit score had plummeted to 704. No obvious reason to me, other than that some of the underlying data was wrong. Then (same day) I checked my Equifax credit score - it was a perfect 1000. So what's likely going on here? Both Experian and Equifax presumably have access to the same underlying data. So why the sudden drop in the Experian score, and why the big divergence from the Equifax score? Suggestions, theories and observations welcomed!
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