Moneydashboard

MKPINN

Hello all

I have been looking to track all of my credit card spending and Moneydashboard looks like it imports Credit card statements from the cards i use.

Does anyone have any experience with using them ?

It seems to want my DOB for setting up an account which is a bit weird for an aggregator ? 

Does signing up leave an imprint on one's credit file?

And how do they make their money ?

Thank You!

blue.peter

MKPINN said:

And how do they make their money ?

You might find this review helpful. Inter alia, it says:

(Aplogies for the screenshot - the page wouldn't allow me to copy and paste a quote.)

Doshwaster

I've been using Moneydashboard for a couple year and in general I'm very happy with it. Very helpful if you have accounts and cards with a number of different banks. Before signing up, I would check that your accounts are supported: https://www.moneydashboard.com/supported-banks

However they did havesome financial problems of their own and it was recently sold by the founders to the ClearScore group as its expected growth had been "disappointing".

https://www.thisismoney.co.uk/money/investing/article-10589563/Money-Dashboard-investors-lose-changes-hands.html

http://dailybusinessgroup.co.uk/2022/05/clearscore-buys-budgeting-platform-money-dashboard/

I think this is partly due to some public lack of trust in OpenBanking and also there is little incentive for financial institutions to help promote it:

safe_hands2

I use it as I put all my monthly spend on credit cards and allows me to see what I have left. Works ok. JL card wasn't supported, but new one might be. I don't use any of the budgeting or spending features so can't comment on how good they are.