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DRO over six years but still showing on file
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Jaded2022
Posts: 73 Forumite
This person did a DRO over six years but it’s still showing on her file?
what can she do to get it correct please?
what can she do to get it correct please?
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It should be automatic shouldn’t it?0
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It will drop off automatically. But it doesn't drop off credit files on the exact date at the end of the DRO. I had a DRO which ended in 2019 and when I checked my credit reports from the three main CRAs (Equifax, Experian and TransUnion), it was still on all three at the end of the six years. When the credit files are updated though, the notification will definitely be removed.
Please note - taken from the Forum Rules and amended for my own personal use (with thanks) : It is up to you to investigate, check, double-check and check yet again before you make any decisions or take any action based on any information you glean from any of my posts. Although I do carry out careful research before posting and never intend to mislead or supply out-of-date or incorrect information, please do not rely 100% on what you are reading. Verify everything in order to protect yourself as you are responsible for any action you consequently take.0 -
MalMonroe said:It will drop off automatically. But it doesn't drop off credit files on the exact date at the end of the DRO. I had a DRO which ended in 2019 and when I checked my credit reports from the three main CRAs (Equifax, Experian and TransUnion), it was still on all three at the end of the six years. When the credit files are updated though, the notification will definitely be removed.
The live data held by the CRAs (the one you'd get on the statutory report) it will disappear from immediately (in theory), the free ones take time to update so might show you it there for a couple of weeks
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Exactly how long over the six years are we, days/weeks/months ???Jaded2022 said:This person did a DRO over six years but it’s still showing on her file?
what can she do to get it correct please?I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter0
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