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how to finance a start up business electric car

I am looking to go to electric for our first 2 vehicles. our company was formed in Jan 2022. we are very solvent but have zero history beyond our company accounts. is it possible to obtain vehicles in our situation?

Comments

  • Grumpy_chap
    Grumpy_chap Posts: 20,630 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    I am looking to go to electric for our first 2 vehicles. our company was formed in Jan 2022. we are very solvent but have zero history beyond our company accounts. is it possible to obtain vehicles in our situation?
    Are you, as an individual (shareholder / Director) able to make a loan to the business to allow the business to purchase the EVs?  That would be the simplest way to facilitate the EVs, taking advantage of the tax benefits and repaying over time to yourself as an alternative to other forms of taking drawings.

    Outside of that, any lender is almost certain to require a Shareholder / Director personal guarantee.  Are you in a position to provide that?

    You have not said anything about the type of business or why two EVs are required.  Are you able to stagger the purchase of the two vehicles?  It might be easier to finance.

    As the Ltd Co is "very solvent" could the company pay for the vehicles outright?
  • Grey_Critic
    Grey_Critic Posts: 1,816 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Combo Breaker
    Why purchase - What about leasing?
  • macman
    macman Posts: 53,129 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    OP hasn't stated whether lease, PCP, HP, or personal loan?
    No free lunch, and no free laptop ;)
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