We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Fixed rate saver

Options
13»

Comments

  • Frogletina
    Frogletina Posts: 3,914 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I've opened 5 fixed rate accounts over the last few months and not funded any but it gives me a month each time to transfer in incase they get withdrawn.

    It's not long ago I opened a fixed rate saver at 1.3%, but didn't fund that either.

    In the meantime I'm getting 1.95% in Zopa and 1.80% in a flexible Isa
    Not Rachmaninov
    But Nyman
    The heart asks for pleasure first
    SPC 8 £1567.31 SPC 9 £1014.64 SPC 10 # £1164.13 SPC 11 £1598.15 SPC 12 # £994.67 SPC 13 £962.54 SPC 14 £1154.79 SPC15 £715.38 SPC16 £1071.81⭐⭐⭐⭐⭐⭐⭐⭐⭐Declutter thread - ⭐⭐🏅
  • as most people had said above,  it is unlikely that you will be able to close the account as fixed means you can;t access it until the end of the term.   however, the exception is if it is an ISA which incurs some sort of penalty.
    it's hard to make decisions at the moment,  a few weeks ago i did a 9 month fix at 2.3%.   now you can get a 6 month fix at that rate.
    next week it may change again!
  • ....
    it's hard to make decisions at the moment,  a few weeks ago i did a 9 month fix at 2.3%.   now you can get a 6 month fix at that rate.
    next week it may change again!
    ..... or a 90 day notice at that rate, and for some, a £30 bonus thrown in for 95 day notice at just a smidgeon less (2.26%)
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 350.9K Banking & Borrowing
  • 253.1K Reduce Debt & Boost Income
  • 453.6K Spending & Discounts
  • 244K Work, Benefits & Business
  • 598.8K Mortgages, Homes & Bills
  • 176.9K Life & Family
  • 257.2K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.