Bankruptcy advice

8 Posts

Hi, I’m about to file for bankruptcy but am just wondering if I need to print out bank statements and credit card statements to give to the OR or will he get access to these from banks? If accounts are frozen after filing how will It work. I use internet banking and have never printed statements so don’t have any! Hope this makes sense !
0
Latest MSE News and Guides
Replies
Home improvement secured loans 30,130/41,000 and 23,156/28,000 End 2027 and 2029
Mortgage 64,513/100,000 End Nov 2035
2022 all rolling into new mortgage + extra to finish house. 125,000 End 2036
This account cannot offer an overdraft but will allow a cash card and DDs; see Bank Accounts After Bankruptcy. StepChange Free Advice
And that your debt is more than £30K. If not, do check out a DRO before filing for bankruptcy.
Now try and relax a bit. You'll hear from the OR at some stage re your interview but they are generally very understanding.
The big thing is to make sure all your income goes into your new account and set up any DDs (don't forget to shift CT if you are eligible for the cost of living payments).
Best wishes for the future.