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Is it possible to have a too good credit rating?

Jonnydeb · 2022-08-30 17:06:39

I wanted to see if anyone else had encountered a problem in getting credit? To put you in perspective I get the top scores on all of the apps etc but I recently applied for a Apple interest free loan and got declined. I went through the usual fob off to speak to Barclays for them to then say look at your credit file and…

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Chrysalis Posts: 4,701 Forumite

7 September 2022 at 7:30PM

Have capital one card for god knows how many years, for at least a decade all its been used for is monthly spend here and there, paid off in full every month, they dont make a penny from in interest, funny enough the account is still open, as has been said they make money in other ways.

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